12/F 8
in GOLDEN LION GARDEN PHASE 1 GOLDEN HARMONY COURT (BLOCK C)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$468K, with repayments around HK$20,407/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,814/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$85,361 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 8
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 561 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-16 | HK$4.38M | −20.4% 3.8y · −5.0%/yr |
| 2021-12-07 | HK$5.50M | +55.8% 7.3y · 8.0%/yr |
| 2014-08-04 | HK$3.53M | +52.8% |
| 2012-03-16 | HK$2.31M | +153.8% |
| 2003-01-15 | HK$910K | +19.7% |
| 2002-11-26 | HK$760K | −52.5% |
| 1996-10-29 | HK$1.60M | — |