25/F 4
in GOLDEN LION GARDEN PHASE 1 GOLDEN HARMONY COURT (BLOCK C)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$365K, with repayments around HK$15,937/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$365K · loan HK$3.29M · min. income ≈ HK$31,874/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- 4
- Saleable Area
- 270 Saleable ft²
- Gross Area
- 418 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-27 | HK$4.00M | −13.2% 3.5y · −4.0%/yr |
| 2019-05-03 | HK$4.61M | +60.1% 3.1y · 19.0%/yr |
| 2016-03-24 | HK$2.88M | +234.9% 15.5y · 15.0%/yr |
| 2000-09-16 | HK$860K | +28.4% |
| 2000-08-25 | HK$670K | — |