25/F 7
in GOLDEN LION GARDEN PHASE 1 GOLDEN HARMONY COURT (BLOCK C)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$394K, with repayments around HK$17,169/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$394K · loan HK$3.54M · min. income ≈ HK$34,338/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- 7
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 505 ft²
- Efficiency
- 56%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-12 | HK$4.88M | +62.7% 3.6y · 17.0%/yr |
| 2016-06-21 | HK$3.00M | +44.2% 4.1y · 11.0%/yr |
| 2012-05-22 | HK$2.08M | +11.8% |
| 2010-11-22 | HK$1.86M | +61.7% |
| 2005-07-28 | HK$1.15M | +32.2% |
| 2005-06-09 | HK$870K | −54.2% |
| 1997-04-12 | HK$1.90M | +37.7% |
| 1997-02-17 | HK$1.38M | — |