▼ 0.50% · 3.625%
HK$18,835
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,421
−HK$595/mo
Today · 4.125%
HK$20,016
baseline
▲ 0.50% · 4.625%
HK$21,234
+HK$1,218/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,032/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,954
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,516
−HK$570/mo
Today · 4.125%
HK$22,086
baseline
▲ 0.50% · 4.625%
HK$23,250
+HK$1,164/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,172/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,719
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,363
−HK$655/mo
Today · 4.125%
HK$22,018
baseline
▲ 0.50% · 4.625%
HK$23,358
+HK$1,340/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$44,036/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,049
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,667
−HK$628/mo
Today · 4.125%
HK$24,295
baseline
▲ 0.50% · 4.625%
HK$25,575
+HK$1,280/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$48,590/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,602
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,305
−HK$714/mo
Today · 4.125%
HK$24,019
baseline
▲ 0.50% · 4.625%
HK$25,481
+HK$1,462/mo
Deposit HK$3.30M · loan HK$4.96M · min. income ≈ HK$48,038/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,145
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,819
−HK$684/mo
Today · 4.125%
HK$26,503
baseline
▲ 0.50% · 4.625%
HK$27,900
+HK$1,397/mo
Deposit HK$3.30M · loan HK$4.96M · min. income ≈ HK$53,006/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,486
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,247
−HK$774/mo
Today · 4.125%
HK$26,021
baseline
▲ 0.50% · 4.625%
HK$27,604
+HK$1,583/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,042/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,240
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,971
−HK$741/mo
Today · 4.125%
HK$28,712
baseline
▲ 0.50% · 4.625%
HK$30,225
+HK$1,513/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,424/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,369
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,189
−HK$834/mo
Today · 4.125%
HK$28,023
baseline
▲ 0.50% · 4.625%
HK$29,728
+HK$1,705/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,046/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,335
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,122
−HK$798/mo
Today · 4.125%
HK$30,920
baseline
▲ 0.50% · 4.625%
HK$32,550
+HK$1,630/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,840/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,253
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,131
−HK$893/mo
Today · 4.125%
HK$30,024
baseline
▲ 0.50% · 4.625%
HK$31,851
+HK$1,827/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,048/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,431
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,274
−HK$855/mo
Today · 4.125%
HK$33,129
baseline
▲ 0.50% · 4.625%
HK$34,875
+HK$1,746/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,258/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,136
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,074
−HK$952/mo
Today · 4.125%
HK$32,026
baseline
▲ 0.50% · 4.625%
HK$33,975
+HK$1,949/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,052/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,526
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,425
−HK$912/mo
Today · 4.125%
HK$35,337
baseline
▲ 0.50% · 4.625%
HK$37,200
+HK$1,863/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,674/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,020
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,016
−HK$1,012/mo
Today · 4.125%
HK$34,028
baseline
▲ 0.50% · 4.625%
HK$36,098
+HK$2,070/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,056/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,622
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,577
−HK$969/mo
Today · 4.125%
HK$37,546
baseline
▲ 0.50% · 4.625%
HK$39,525
+HK$1,979/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,092/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,903
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,958
−HK$1,071/mo
Today · 4.125%
HK$36,029
baseline
▲ 0.50% · 4.625%
HK$38,221
+HK$2,192/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$72,058/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,717
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,728
−HK$1,027/mo
Today · 4.125%
HK$39,755
baseline
▲ 0.50% · 4.625%
HK$41,850
+HK$2,095/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$79,510/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,803 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).