▼ 0.50% · 3.625%
HK$15,934
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,429
−HK$504/mo
Today · 4.125%
HK$16,933
baseline
▲ 0.50% · 4.625%
HK$17,963
+HK$1,030/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,866/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,726
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,202
−HK$482/mo
Today · 4.125%
HK$18,684
baseline
▲ 0.50% · 4.625%
HK$19,669
+HK$985/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,368/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,527
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,072
−HK$554/mo
Today · 4.125%
HK$18,626
baseline
▲ 0.50% · 4.625%
HK$19,760
+HK$1,134/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$37,252/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,499
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,022
−HK$530/mo
Today · 4.125%
HK$20,552
baseline
▲ 0.50% · 4.625%
HK$21,636
+HK$1,084/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$41,104/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,121
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,715
−HK$605/mo
Today · 4.125%
HK$20,320
baseline
▲ 0.50% · 4.625%
HK$21,556
+HK$1,236/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$40,640/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,271
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,842
−HK$579/mo
Today · 4.125%
HK$22,421
baseline
▲ 0.50% · 4.625%
HK$23,602
+HK$1,181/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$44,842/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,714
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,358
−HK$655/mo
Today · 4.125%
HK$22,013
baseline
▲ 0.50% · 4.625%
HK$23,352
+HK$1,339/mo
Deposit HK$2.45M · loan HK$4.54M · min. income ≈ HK$44,026/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,044
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,662
−HK$627/mo
Today · 4.125%
HK$24,289
baseline
▲ 0.50% · 4.625%
HK$25,569
+HK$1,280/mo
Deposit HK$2.45M · loan HK$4.54M · min. income ≈ HK$48,578/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,307
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,001
−HK$705/mo
Today · 4.125%
HK$23,706
baseline
▲ 0.50% · 4.625%
HK$25,149
+HK$1,443/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,412/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,817
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,482
−HK$675/mo
Today · 4.125%
HK$26,157
baseline
▲ 0.50% · 4.625%
HK$27,536
+HK$1,379/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,314/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,901
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,644
−HK$755/mo
Today · 4.125%
HK$25,399
baseline
▲ 0.50% · 4.625%
HK$26,945
+HK$1,546/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$50,798/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,589
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,302
−HK$724/mo
Today · 4.125%
HK$28,026
baseline
▲ 0.50% · 4.625%
HK$29,503
+HK$1,477/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$56,052/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,494
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,287
−HK$806/mo
Today · 4.125%
HK$27,093
baseline
▲ 0.50% · 4.625%
HK$28,741
+HK$1,648/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$54,186/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,362
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,123
−HK$771/mo
Today · 4.125%
HK$29,894
baseline
▲ 0.50% · 4.625%
HK$31,470
+HK$1,576/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$59,788/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,087
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,930
−HK$856/mo
Today · 4.125%
HK$28,786
baseline
▲ 0.50% · 4.625%
HK$30,538
+HK$1,752/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$57,572/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,134
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,943
−HK$820/mo
Today · 4.125%
HK$31,763
baseline
▲ 0.50% · 4.625%
HK$33,437
+HK$1,674/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$63,526/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,681
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,573
−HK$906/mo
Today · 4.125%
HK$30,479
baseline
▲ 0.50% · 4.625%
HK$32,334
+HK$1,855/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$60,958/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,907
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,763
−HK$868/mo
Today · 4.125%
HK$33,631
baseline
▲ 0.50% · 4.625%
HK$35,404
+HK$1,773/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$67,262/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,632 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).