▼ 0.50% · 3.625%
HK$14,798
−HK$928/mo
▼ 0.25% · 3.875%
HK$15,259
−HK$467/mo
Today · 4.125%
HK$15,726
baseline
▲ 0.50% · 4.625%
HK$16,683
+HK$957/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,452/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,463
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,905
−HK$448/mo
Today · 4.125%
HK$17,353
baseline
▲ 0.50% · 4.625%
HK$18,267
+HK$914/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,706/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,278
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,785
−HK$514/mo
Today · 4.125%
HK$17,299
baseline
▲ 0.50% · 4.625%
HK$18,352
+HK$1,053/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$34,598/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,109
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,595
−HK$493/mo
Today · 4.125%
HK$19,088
baseline
▲ 0.50% · 4.625%
HK$20,094
+HK$1,006/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$38,176/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,758
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,310
−HK$562/mo
Today · 4.125%
HK$18,872
baseline
▲ 0.50% · 4.625%
HK$20,020
+HK$1,148/mo
Deposit HK$2.60M · loan HK$3.89M · min. income ≈ HK$37,744/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,756
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,286
−HK$537/mo
Today · 4.125%
HK$20,823
baseline
▲ 0.50% · 4.625%
HK$21,921
+HK$1,098/mo
Deposit HK$2.60M · loan HK$3.89M · min. income ≈ HK$41,646/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,238
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,836
−HK$608/mo
Today · 4.125%
HK$20,444
baseline
▲ 0.50% · 4.625%
HK$21,688
+HK$1,244/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$40,888/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,402
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,976
−HK$582/mo
Today · 4.125%
HK$22,558
baseline
▲ 0.50% · 4.625%
HK$23,747
+HK$1,189/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$45,116/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,718
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,362
−HK$655/mo
Today · 4.125%
HK$22,017
baseline
▲ 0.50% · 4.625%
HK$23,357
+HK$1,340/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$44,034/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,048
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,666
−HK$628/mo
Today · 4.125%
HK$24,294
baseline
▲ 0.50% · 4.625%
HK$25,574
+HK$1,280/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$48,588/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,198
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,888
−HK$702/mo
Today · 4.125%
HK$23,590
baseline
▲ 0.50% · 4.625%
HK$25,025
+HK$1,435/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$47,180/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,695
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,357
−HK$672/mo
Today · 4.125%
HK$26,029
baseline
▲ 0.50% · 4.625%
HK$27,401
+HK$1,372/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$52,058/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,677
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,414
−HK$748/mo
Today · 4.125%
HK$25,162
baseline
▲ 0.50% · 4.625%
HK$26,693
+HK$1,531/mo
Deposit HK$1.30M · loan HK$5.19M · min. income ≈ HK$50,324/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,341
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,047
−HK$717/mo
Today · 4.125%
HK$27,764
baseline
▲ 0.50% · 4.625%
HK$29,228
+HK$1,464/mo
Deposit HK$1.30M · loan HK$5.19M · min. income ≈ HK$55,528/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,157
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,940
−HK$795/mo
Today · 4.125%
HK$26,735
baseline
▲ 0.50% · 4.625%
HK$28,362
+HK$1,627/mo
Deposit HK$973K · loan HK$5.52M · min. income ≈ HK$53,470/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,987
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,738
−HK$761/mo
Today · 4.125%
HK$29,499
baseline
▲ 0.50% · 4.625%
HK$31,054
+HK$1,555/mo
Deposit HK$973K · loan HK$5.52M · min. income ≈ HK$58,998/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,637
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,466
−HK$842/mo
Today · 4.125%
HK$28,308
baseline
▲ 0.50% · 4.625%
HK$30,030
+HK$1,722/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$56,616/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,634
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,428
−HK$807/mo
Today · 4.125%
HK$31,235
baseline
▲ 0.50% · 4.625%
HK$32,881
+HK$1,646/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$62,470/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$183,982 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).