▼ 0.50% · 3.625%
HK$14,739
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,198
−HK$465/mo
Today · 4.125%
HK$15,663
baseline
▲ 0.50% · 4.625%
HK$16,616
+HK$953/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,326/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,397
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,837
−HK$446/mo
Today · 4.125%
HK$17,283
baseline
▲ 0.50% · 4.625%
HK$18,194
+HK$911/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,566/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,213
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,717
−HK$513/mo
Today · 4.125%
HK$17,230
baseline
▲ 0.50% · 4.625%
HK$18,278
+HK$1,048/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$34,460/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,037
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,521
−HK$490/mo
Today · 4.125%
HK$19,011
baseline
▲ 0.50% · 4.625%
HK$20,013
+HK$1,002/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$38,022/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,687
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,237
−HK$559/mo
Today · 4.125%
HK$18,796
baseline
▲ 0.50% · 4.625%
HK$19,940
+HK$1,144/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,592/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,677
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,204
−HK$536/mo
Today · 4.125%
HK$20,740
baseline
▲ 0.50% · 4.625%
HK$21,833
+HK$1,093/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,480/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,161
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,757
−HK$605/mo
Today · 4.125%
HK$20,362
baseline
▲ 0.50% · 4.625%
HK$21,601
+HK$1,239/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$40,724/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,316
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,888
−HK$580/mo
Today · 4.125%
HK$22,468
baseline
▲ 0.50% · 4.625%
HK$23,652
+HK$1,184/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$44,936/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,635
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,277
−HK$652/mo
Today · 4.125%
HK$21,929
baseline
▲ 0.50% · 4.625%
HK$23,263
+HK$1,334/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,858/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,956
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,572
−HK$624/mo
Today · 4.125%
HK$24,196
baseline
▲ 0.50% · 4.625%
HK$25,472
+HK$1,276/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,392/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,109
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,796
−HK$699/mo
Today · 4.125%
HK$23,495
baseline
▲ 0.50% · 4.625%
HK$24,925
+HK$1,430/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$46,990/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,596
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,255
−HK$669/mo
Today · 4.125%
HK$25,924
baseline
▲ 0.50% · 4.625%
HK$27,291
+HK$1,367/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$51,848/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,583
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,316
−HK$745/mo
Today · 4.125%
HK$25,061
baseline
▲ 0.50% · 4.625%
HK$26,586
+HK$1,525/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$50,122/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,235
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,939
−HK$714/mo
Today · 4.125%
HK$27,653
baseline
▲ 0.50% · 4.625%
HK$29,110
+HK$1,457/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$55,306/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,056
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,836
−HK$792/mo
Today · 4.125%
HK$26,628
baseline
▲ 0.50% · 4.625%
HK$28,248
+HK$1,620/mo
Deposit HK$970K · loan HK$5.49M · min. income ≈ HK$53,256/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,875
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,623
−HK$758/mo
Today · 4.125%
HK$29,381
baseline
▲ 0.50% · 4.625%
HK$30,930
+HK$1,549/mo
Deposit HK$970K · loan HK$5.49M · min. income ≈ HK$58,762/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,530
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,356
−HK$838/mo
Today · 4.125%
HK$28,194
baseline
▲ 0.50% · 4.625%
HK$29,910
+HK$1,716/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$56,388/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,515
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,306
−HK$803/mo
Today · 4.125%
HK$31,109
baseline
▲ 0.50% · 4.625%
HK$32,749
+HK$1,640/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$62,218/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,380 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).