▼ 0.50% · 3.625%
HK$18,721
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,303
−HK$592/mo
Today · 4.125%
HK$19,895
baseline
▲ 0.50% · 4.625%
HK$21,105
+HK$1,210/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,790/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,827
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,385
−HK$567/mo
Today · 4.125%
HK$21,952
baseline
▲ 0.50% · 4.625%
HK$23,109
+HK$1,157/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,904/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,593
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,234
−HK$650/mo
Today · 4.125%
HK$21,884
baseline
▲ 0.50% · 4.625%
HK$23,216
+HK$1,332/mo
Deposit HK$3.69M · loan HK$4.52M · min. income ≈ HK$43,768/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,910
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,524
−HK$623/mo
Today · 4.125%
HK$24,147
baseline
▲ 0.50% · 4.625%
HK$25,420
+HK$1,273/mo
Deposit HK$3.69M · loan HK$4.52M · min. income ≈ HK$48,294/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,465
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,164
−HK$710/mo
Today · 4.125%
HK$23,874
baseline
▲ 0.50% · 4.625%
HK$25,327
+HK$1,453/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$47,748/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,992
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,663
−HK$680/mo
Today · 4.125%
HK$26,343
baseline
▲ 0.50% · 4.625%
HK$27,731
+HK$1,388/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$52,686/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,337
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,094
−HK$769/mo
Today · 4.125%
HK$25,863
baseline
▲ 0.50% · 4.625%
HK$27,437
+HK$1,574/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$51,726/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,075
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,801
−HK$737/mo
Today · 4.125%
HK$28,538
baseline
▲ 0.50% · 4.625%
HK$30,042
+HK$1,504/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$57,076/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,209
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,025
−HK$828/mo
Today · 4.125%
HK$27,853
baseline
▲ 0.50% · 4.625%
HK$29,548
+HK$1,695/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,706/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,158
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,940
−HK$793/mo
Today · 4.125%
HK$30,733
baseline
▲ 0.50% · 4.625%
HK$32,353
+HK$1,620/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,466/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,081
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,955
−HK$887/mo
Today · 4.125%
HK$29,842
baseline
▲ 0.50% · 4.625%
HK$31,658
+HK$1,816/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,684/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,240
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,078
−HK$850/mo
Today · 4.125%
HK$32,928
baseline
▲ 0.50% · 4.625%
HK$34,664
+HK$1,736/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,856/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,954
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,885
−HK$947/mo
Today · 4.125%
HK$31,832
baseline
▲ 0.50% · 4.625%
HK$33,769
+HK$1,937/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,664/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,323
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,217
−HK$906/mo
Today · 4.125%
HK$35,123
baseline
▲ 0.50% · 4.625%
HK$36,975
+HK$1,852/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,246/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,826
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,816
−HK$1,005/mo
Today · 4.125%
HK$33,821
baseline
▲ 0.50% · 4.625%
HK$35,879
+HK$2,058/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,642/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,406
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,355
−HK$964/mo
Today · 4.125%
HK$37,319
baseline
▲ 0.50% · 4.625%
HK$39,286
+HK$1,967/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,638/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,698
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,746
−HK$1,065/mo
Today · 4.125%
HK$35,811
baseline
▲ 0.50% · 4.625%
HK$37,990
+HK$2,179/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$71,622/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,488
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,494
−HK$1,020/mo
Today · 4.125%
HK$39,514
baseline
▲ 0.50% · 4.625%
HK$41,597
+HK$2,083/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$79,028/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,301 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).