▼ 0.50% · 3.625%
HK$15,618
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,103
−HK$494/mo
Today · 4.125%
HK$16,597
baseline
▲ 0.50% · 4.625%
HK$17,607
+HK$1,010/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,194/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,375
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,840
−HK$473/mo
Today · 4.125%
HK$18,313
baseline
▲ 0.50% · 4.625%
HK$19,279
+HK$966/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,626/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,179
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,714
−HK$543/mo
Today · 4.125%
HK$18,257
baseline
▲ 0.50% · 4.625%
HK$19,368
+HK$1,111/mo
Deposit HK$3.08M · loan HK$3.77M · min. income ≈ HK$36,514/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,112
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,625
−HK$520/mo
Today · 4.125%
HK$20,145
baseline
▲ 0.50% · 4.625%
HK$21,206
+HK$1,061/mo
Deposit HK$3.08M · loan HK$3.77M · min. income ≈ HK$40,290/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,741
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,324
−HK$592/mo
Today · 4.125%
HK$19,916
baseline
▲ 0.50% · 4.625%
HK$21,128
+HK$1,212/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,832/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,849
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,409
−HK$567/mo
Today · 4.125%
HK$21,976
baseline
▲ 0.50% · 4.625%
HK$23,134
+HK$1,158/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,952/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,303
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,935
−HK$641/mo
Today · 4.125%
HK$21,576
baseline
▲ 0.50% · 4.625%
HK$22,889
+HK$1,313/mo
Deposit HK$2.40M · loan HK$4.45M · min. income ≈ HK$43,152/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,587
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,193
−HK$614/mo
Today · 4.125%
HK$23,807
baseline
▲ 0.50% · 4.625%
HK$25,062
+HK$1,255/mo
Deposit HK$2.40M · loan HK$4.45M · min. income ≈ HK$47,614/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,865
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,545
−HK$691/mo
Today · 4.125%
HK$23,236
baseline
▲ 0.50% · 4.625%
HK$24,650
+HK$1,414/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,472/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,324
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,977
−HK$661/mo
Today · 4.125%
HK$25,638
baseline
▲ 0.50% · 4.625%
HK$26,990
+HK$1,352/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,276/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,427
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,155
−HK$741/mo
Today · 4.125%
HK$24,896
baseline
▲ 0.50% · 4.625%
HK$26,410
+HK$1,514/mo
Deposit HK$1.71M · loan HK$5.14M · min. income ≈ HK$49,792/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,062
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,761
−HK$709/mo
Today · 4.125%
HK$27,470
baseline
▲ 0.50% · 4.625%
HK$28,918
+HK$1,448/mo
Deposit HK$1.71M · loan HK$5.14M · min. income ≈ HK$54,940/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,988
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,766
−HK$789/mo
Today · 4.125%
HK$26,555
baseline
▲ 0.50% · 4.625%
HK$28,171
+HK$1,616/mo
Deposit HK$1.37M · loan HK$5.48M · min. income ≈ HK$53,110/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,799
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,545
−HK$756/mo
Today · 4.125%
HK$29,301
baseline
▲ 0.50% · 4.625%
HK$30,846
+HK$1,545/mo
Deposit HK$1.37M · loan HK$5.48M · min. income ≈ HK$58,602/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,550
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,376
−HK$839/mo
Today · 4.125%
HK$28,215
baseline
▲ 0.50% · 4.625%
HK$29,932
+HK$1,717/mo
Deposit HK$1.03M · loan HK$5.82M · min. income ≈ HK$56,430/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,537
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,329
−HK$803/mo
Today · 4.125%
HK$31,132
baseline
▲ 0.50% · 4.625%
HK$32,773
+HK$1,641/mo
Deposit HK$1.03M · loan HK$5.82M · min. income ≈ HK$62,264/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,112
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,986
−HK$889/mo
Today · 4.125%
HK$29,875
baseline
▲ 0.50% · 4.625%
HK$31,692
+HK$1,817/mo
Deposit HK$685K · loan HK$6.16M · min. income ≈ HK$59,750/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,274
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,113
−HK$851/mo
Today · 4.125%
HK$32,964
baseline
▲ 0.50% · 4.625%
HK$34,701
+HK$1,737/mo
Deposit HK$685K · loan HK$6.16M · min. income ≈ HK$65,928/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,473 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).