▼ 0.50% · 3.625%
HK$15,756
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,246
−HK$498/mo
Today · 4.125%
HK$16,744
baseline
▲ 0.50% · 4.625%
HK$17,763
+HK$1,019/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,488/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,528
−HK$947/mo
▼ 0.25% · 3.875%
HK$17,998
−HK$477/mo
Today · 4.125%
HK$18,475
baseline
▲ 0.50% · 4.625%
HK$19,449
+HK$974/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,950/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,331
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,871
−HK$547/mo
Today · 4.125%
HK$18,418
baseline
▲ 0.50% · 4.625%
HK$19,539
+HK$1,121/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,836/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,281
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,798
−HK$525/mo
Today · 4.125%
HK$20,323
baseline
▲ 0.50% · 4.625%
HK$21,394
+HK$1,071/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,646/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,907
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,495
−HK$598/mo
Today · 4.125%
HK$20,093
baseline
▲ 0.50% · 4.625%
HK$21,315
+HK$1,222/mo
Deposit HK$2.76M · loan HK$4.15M · min. income ≈ HK$40,186/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,034
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,598
−HK$572/mo
Today · 4.125%
HK$22,170
baseline
▲ 0.50% · 4.625%
HK$23,339
+HK$1,169/mo
Deposit HK$2.76M · loan HK$4.15M · min. income ≈ HK$44,340/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,483
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,120
−HK$647/mo
Today · 4.125%
HK$21,767
baseline
▲ 0.50% · 4.625%
HK$23,092
+HK$1,325/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,534/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,787
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,398
−HK$620/mo
Today · 4.125%
HK$24,018
baseline
▲ 0.50% · 4.625%
HK$25,284
+HK$1,266/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$48,036/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,058
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,744
−HK$697/mo
Today · 4.125%
HK$23,441
baseline
▲ 0.50% · 4.625%
HK$24,868
+HK$1,427/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$46,882/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,540
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,198
−HK$667/mo
Today · 4.125%
HK$25,865
baseline
▲ 0.50% · 4.625%
HK$27,229
+HK$1,364/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$51,730/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,634
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,369
−HK$747/mo
Today · 4.125%
HK$25,116
baseline
▲ 0.50% · 4.625%
HK$26,644
+HK$1,528/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,232/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,292
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$26,998
−HK$715/mo
Today · 4.125%
HK$27,713
baseline
▲ 0.50% · 4.625%
HK$29,174
+HK$1,461/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,426/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,209
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,994
−HK$796/mo
Today · 4.125%
HK$26,790
baseline
▲ 0.50% · 4.625%
HK$28,420
+HK$1,630/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$53,580/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,045
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,797
−HK$763/mo
Today · 4.125%
HK$29,560
baseline
▲ 0.50% · 4.625%
HK$31,119
+HK$1,559/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$59,120/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,785
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,618
−HK$847/mo
Today · 4.125%
HK$28,465
baseline
▲ 0.50% · 4.625%
HK$30,197
+HK$1,732/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,930/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,798
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,597
−HK$811/mo
Today · 4.125%
HK$31,408
baseline
▲ 0.50% · 4.625%
HK$33,063
+HK$1,655/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,816/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,361
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,243
−HK$896/mo
Today · 4.125%
HK$30,139
baseline
▲ 0.50% · 4.625%
HK$31,973
+HK$1,834/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$60,278/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,551
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,397
−HK$858/mo
Today · 4.125%
HK$33,255
baseline
▲ 0.50% · 4.625%
HK$35,008
+HK$1,753/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$66,510/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,291 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).