▼ 0.50% · 3.625%
HK$19,153
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,749
−HK$605/mo
Today · 4.125%
HK$20,354
baseline
▲ 0.50% · 4.625%
HK$21,592
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,708/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,307
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,879
−HK$580/mo
Today · 4.125%
HK$22,459
baseline
▲ 0.50% · 4.625%
HK$23,642
+HK$1,183/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,918/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,068
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,724
−HK$665/mo
Today · 4.125%
HK$22,389
baseline
▲ 0.50% · 4.625%
HK$23,752
+HK$1,363/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,778/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,438
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,067
−HK$637/mo
Today · 4.125%
HK$24,704
baseline
▲ 0.50% · 4.625%
HK$26,007
+HK$1,303/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,408/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,983
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,698
−HK$727/mo
Today · 4.125%
HK$24,425
baseline
▲ 0.50% · 4.625%
HK$25,911
+HK$1,486/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,850/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,569
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,255
−HK$695/mo
Today · 4.125%
HK$26,950
baseline
▲ 0.50% · 4.625%
HK$28,371
+HK$1,421/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,900/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,899
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,673
−HK$787/mo
Today · 4.125%
HK$26,460
baseline
▲ 0.50% · 4.625%
HK$28,070
+HK$1,610/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,920/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,700
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,442
−HK$754/mo
Today · 4.125%
HK$29,196
baseline
▲ 0.50% · 4.625%
HK$30,735
+HK$1,539/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,392/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,814
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,648
−HK$848/mo
Today · 4.125%
HK$28,496
baseline
▲ 0.50% · 4.625%
HK$30,229
+HK$1,733/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,992/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,830
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,630
−HK$812/mo
Today · 4.125%
HK$31,442
baseline
▲ 0.50% · 4.625%
HK$33,099
+HK$1,657/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,884/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,729
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,623
−HK$908/mo
Today · 4.125%
HK$30,531
baseline
▲ 0.50% · 4.625%
HK$32,389
+HK$1,858/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,062/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,961
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,818
−HK$870/mo
Today · 4.125%
HK$33,688
baseline
▲ 0.50% · 4.625%
HK$35,464
+HK$1,776/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,376/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,645
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,598
−HK$968/mo
Today · 4.125%
HK$32,566
baseline
▲ 0.50% · 4.625%
HK$34,548
+HK$1,982/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,132/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,092
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,006
−HK$928/mo
Today · 4.125%
HK$35,934
baseline
▲ 0.50% · 4.625%
HK$37,828
+HK$1,894/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,868/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,560
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,573
−HK$1,029/mo
Today · 4.125%
HK$34,602
baseline
▲ 0.50% · 4.625%
HK$36,707
+HK$2,105/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,204/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,223
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,194
−HK$986/mo
Today · 4.125%
HK$38,180
baseline
▲ 0.50% · 4.625%
HK$40,192
+HK$2,012/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,360/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,475
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,548
−HK$1,089/mo
Today · 4.125%
HK$36,637
baseline
▲ 0.50% · 4.625%
HK$38,866
+HK$2,229/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,274/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,353
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,382
−HK$1,043/mo
Today · 4.125%
HK$40,425
baseline
▲ 0.50% · 4.625%
HK$42,556
+HK$2,131/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,850/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,984 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).