▼ 0.50% · 3.625%
HK$14,590
−HK$914/mo
▼ 0.25% · 3.875%
HK$15,043
−HK$461/mo
Today · 4.125%
HK$15,504
baseline
▲ 0.50% · 4.625%
HK$16,448
+HK$944/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$31,008/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,231
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,666
−HK$442/mo
Today · 4.125%
HK$17,108
baseline
▲ 0.50% · 4.625%
HK$18,009
+HK$901/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,216/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,048
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,548
−HK$507/mo
Today · 4.125%
HK$17,055
baseline
▲ 0.50% · 4.625%
HK$18,093
+HK$1,038/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$34,110/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,854
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,333
−HK$485/mo
Today · 4.125%
HK$18,818
baseline
▲ 0.50% · 4.625%
HK$19,810
+HK$992/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$37,636/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,507
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,052
−HK$553/mo
Today · 4.125%
HK$18,605
baseline
▲ 0.50% · 4.625%
HK$19,737
+HK$1,132/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,210/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,477
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,999
−HK$530/mo
Today · 4.125%
HK$20,529
baseline
▲ 0.50% · 4.625%
HK$21,611
+HK$1,082/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,058/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,966
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,556
−HK$600/mo
Today · 4.125%
HK$20,156
baseline
▲ 0.50% · 4.625%
HK$21,382
+HK$1,226/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$40,312/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,100
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,666
−HK$574/mo
Today · 4.125%
HK$22,240
baseline
▲ 0.50% · 4.625%
HK$23,412
+HK$1,172/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$44,480/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,425
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,061
−HK$645/mo
Today · 4.125%
HK$21,706
baseline
▲ 0.50% · 4.625%
HK$23,027
+HK$1,321/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,412/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,723
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,332
−HK$619/mo
Today · 4.125%
HK$23,951
baseline
▲ 0.50% · 4.625%
HK$25,213
+HK$1,262/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,902/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,884
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,565
−HK$692/mo
Today · 4.125%
HK$23,257
baseline
▲ 0.50% · 4.625%
HK$24,672
+HK$1,415/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$46,514/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,346
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,999
−HK$662/mo
Today · 4.125%
HK$25,661
baseline
▲ 0.50% · 4.625%
HK$27,014
+HK$1,353/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$51,322/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,343
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,069
−HK$738/mo
Today · 4.125%
HK$24,807
baseline
▲ 0.50% · 4.625%
HK$26,316
+HK$1,509/mo
Deposit HK$1.28M · loan HK$5.12M · min. income ≈ HK$49,614/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,969
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,666
−HK$706/mo
Today · 4.125%
HK$27,372
baseline
▲ 0.50% · 4.625%
HK$28,815
+HK$1,443/mo
Deposit HK$1.28M · loan HK$5.12M · min. income ≈ HK$54,744/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,802
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,574
−HK$783/mo
Today · 4.125%
HK$26,357
baseline
▲ 0.50% · 4.625%
HK$27,961
+HK$1,604/mo
Deposit HK$960K · loan HK$5.44M · min. income ≈ HK$52,714/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,592
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,332
−HK$751/mo
Today · 4.125%
HK$29,083
baseline
▲ 0.50% · 4.625%
HK$30,616
+HK$1,533/mo
Deposit HK$960K · loan HK$5.44M · min. income ≈ HK$58,166/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,261
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,078
−HK$830/mo
Today · 4.125%
HK$27,908
baseline
▲ 0.50% · 4.625%
HK$29,606
+HK$1,698/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$55,816/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,215
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$29,999
−HK$795/mo
Today · 4.125%
HK$30,794
baseline
▲ 0.50% · 4.625%
HK$32,417
+HK$1,623/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$61,588/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$174,819 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).