▼ 0.50% · 3.625%
HK$22,237
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,929
−HK$703/mo
Today · 4.125%
HK$23,632
baseline
▲ 0.50% · 4.625%
HK$25,070
+HK$1,438/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,264/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,739
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,402
−HK$673/mo
Today · 4.125%
HK$26,075
baseline
▲ 0.50% · 4.625%
HK$27,450
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,150/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,461
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,222
−HK$773/mo
Today · 4.125%
HK$25,995
baseline
▲ 0.50% · 4.625%
HK$27,577
+HK$1,582/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$51,990/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,213
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,943
−HK$740/mo
Today · 4.125%
HK$28,683
baseline
▲ 0.50% · 4.625%
HK$30,195
+HK$1,512/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,366/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,685
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,515
−HK$843/mo
Today · 4.125%
HK$28,358
baseline
▲ 0.50% · 4.625%
HK$30,084
+HK$1,726/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,716/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,687
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,483
−HK$808/mo
Today · 4.125%
HK$31,291
baseline
▲ 0.50% · 4.625%
HK$32,940
+HK$1,649/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,582/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,909
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,808
−HK$913/mo
Today · 4.125%
HK$30,721
baseline
▲ 0.50% · 4.625%
HK$32,591
+HK$1,870/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,442/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,161
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,023
−HK$875/mo
Today · 4.125%
HK$33,898
baseline
▲ 0.50% · 4.625%
HK$35,685
+HK$1,787/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,796/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,132
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,101
−HK$984/mo
Today · 4.125%
HK$33,085
baseline
▲ 0.50% · 4.625%
HK$35,098
+HK$2,013/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,170/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,634
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,563
−HK$943/mo
Today · 4.125%
HK$36,506
baseline
▲ 0.50% · 4.625%
HK$38,430
+HK$1,924/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,012/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,356
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,394
−HK$1,054/mo
Today · 4.125%
HK$35,448
baseline
▲ 0.50% · 4.625%
HK$37,605
+HK$2,157/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,896/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,108
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,104
−HK$1,009/mo
Today · 4.125%
HK$39,113
baseline
▲ 0.50% · 4.625%
HK$41,175
+HK$2,062/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,226/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,580
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,687
−HK$1,124/mo
Today · 4.125%
HK$37,811
baseline
▲ 0.50% · 4.625%
HK$40,112
+HK$2,301/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,622/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,582
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,644
−HK$1,077/mo
Today · 4.125%
HK$41,721
baseline
▲ 0.50% · 4.625%
HK$43,920
+HK$2,199/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,442/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,804
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,979
−HK$1,195/mo
Today · 4.125%
HK$40,174
baseline
▲ 0.50% · 4.625%
HK$42,619
+HK$2,445/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,348/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,056
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,184
−HK$1,144/mo
Today · 4.125%
HK$44,328
baseline
▲ 0.50% · 4.625%
HK$46,665
+HK$2,337/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,656/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,027
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,272
−HK$1,265/mo
Today · 4.125%
HK$42,537
baseline
▲ 0.50% · 4.625%
HK$45,126
+HK$2,589/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$85,074/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,530
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,724
−HK$1,212/mo
Today · 4.125%
HK$46,936
baseline
▲ 0.50% · 4.625%
HK$49,410
+HK$2,474/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$93,872/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,215 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).