▼ 0.50% · 3.625%
HK$22,231
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,922
−HK$703/mo
Today · 4.125%
HK$23,625
baseline
▲ 0.50% · 4.625%
HK$25,062
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,250/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,731
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,395
−HK$673/mo
Today · 4.125%
HK$26,068
baseline
▲ 0.50% · 4.625%
HK$27,442
+HK$1,374/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,136/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,454
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,214
−HK$773/mo
Today · 4.125%
HK$25,987
baseline
▲ 0.50% · 4.625%
HK$27,569
+HK$1,582/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$51,974/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,205
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,934
−HK$740/mo
Today · 4.125%
HK$28,674
baseline
▲ 0.50% · 4.625%
HK$30,186
+HK$1,512/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,348/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,677
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,507
−HK$843/mo
Today · 4.125%
HK$28,350
baseline
▲ 0.50% · 4.625%
HK$30,075
+HK$1,725/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,700/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,678
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,474
−HK$807/mo
Today · 4.125%
HK$31,281
baseline
▲ 0.50% · 4.625%
HK$32,930
+HK$1,649/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,562/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,900
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,799
−HK$913/mo
Today · 4.125%
HK$30,712
baseline
▲ 0.50% · 4.625%
HK$32,581
+HK$1,869/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,424/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,151
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,013
−HK$875/mo
Today · 4.125%
HK$33,888
baseline
▲ 0.50% · 4.625%
HK$35,674
+HK$1,786/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,776/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,123
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,091
−HK$984/mo
Today · 4.125%
HK$33,075
baseline
▲ 0.50% · 4.625%
HK$35,087
+HK$2,012/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,150/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,624
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,553
−HK$942/mo
Today · 4.125%
HK$36,495
baseline
▲ 0.50% · 4.625%
HK$38,418
+HK$1,923/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,990/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,346
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,383
−HK$1,054/mo
Today · 4.125%
HK$35,437
baseline
▲ 0.50% · 4.625%
HK$37,593
+HK$2,156/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,874/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,097
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,092
−HK$1,009/mo
Today · 4.125%
HK$39,101
baseline
▲ 0.50% · 4.625%
HK$41,163
+HK$2,062/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,202/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,569
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,676
−HK$1,124/mo
Today · 4.125%
HK$37,800
baseline
▲ 0.50% · 4.625%
HK$40,100
+HK$2,300/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,600/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,570
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,632
−HK$1,076/mo
Today · 4.125%
HK$41,708
baseline
▲ 0.50% · 4.625%
HK$43,907
+HK$2,199/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,416/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,792
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,968
−HK$1,194/mo
Today · 4.125%
HK$40,162
baseline
▲ 0.50% · 4.625%
HK$42,606
+HK$2,444/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,324/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,044
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,171
−HK$1,144/mo
Today · 4.125%
HK$44,315
baseline
▲ 0.50% · 4.625%
HK$46,651
+HK$2,336/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,630/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,015
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,260
−HK$1,265/mo
Today · 4.125%
HK$42,525
baseline
▲ 0.50% · 4.625%
HK$45,112
+HK$2,587/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$85,050/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,517
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,711
−HK$1,211/mo
Today · 4.125%
HK$46,922
baseline
▲ 0.50% · 4.625%
HK$49,395
+HK$2,473/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$93,844/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,924 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).