▼ 0.50% · 3.625%
HK$18,620
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,199
−HK$588/mo
Today · 4.125%
HK$19,787
baseline
▲ 0.50% · 4.625%
HK$20,991
+HK$1,204/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,574/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,714
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,270
−HK$563/mo
Today · 4.125%
HK$21,833
baseline
▲ 0.50% · 4.625%
HK$22,984
+HK$1,151/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,666/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,482
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,119
−HK$647/mo
Today · 4.125%
HK$21,766
baseline
▲ 0.50% · 4.625%
HK$23,091
+HK$1,325/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,532/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,786
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,397
−HK$620/mo
Today · 4.125%
HK$24,017
baseline
▲ 0.50% · 4.625%
HK$25,283
+HK$1,266/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$48,034/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,344
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,039
−HK$706/mo
Today · 4.125%
HK$23,745
baseline
▲ 0.50% · 4.625%
HK$25,190
+HK$1,445/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,490/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,857
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,524
−HK$676/mo
Today · 4.125%
HK$26,200
baseline
▲ 0.50% · 4.625%
HK$27,581
+HK$1,381/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,400/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,206
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,959
−HK$765/mo
Today · 4.125%
HK$25,724
baseline
▲ 0.50% · 4.625%
HK$27,289
+HK$1,565/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,448/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,929
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,651
−HK$732/mo
Today · 4.125%
HK$28,383
baseline
▲ 0.50% · 4.625%
HK$29,880
+HK$1,497/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,766/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,068
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,879
−HK$823/mo
Today · 4.125%
HK$27,702
baseline
▲ 0.50% · 4.625%
HK$29,388
+HK$1,686/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,404/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,000
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,778
−HK$789/mo
Today · 4.125%
HK$30,567
baseline
▲ 0.50% · 4.625%
HK$32,178
+HK$1,611/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,134/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,930
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,798
−HK$883/mo
Today · 4.125%
HK$29,681
baseline
▲ 0.50% · 4.625%
HK$31,487
+HK$1,806/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,362/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,071
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,905
−HK$845/mo
Today · 4.125%
HK$32,750
baseline
▲ 0.50% · 4.625%
HK$34,476
+HK$1,726/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,500/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,792
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,718
−HK$942/mo
Today · 4.125%
HK$31,660
baseline
▲ 0.50% · 4.625%
HK$33,586
+HK$1,926/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,320/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,143
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,032
−HK$902/mo
Today · 4.125%
HK$34,934
baseline
▲ 0.50% · 4.625%
HK$36,775
+HK$1,841/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,868/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,654
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,638
−HK$1,001/mo
Today · 4.125%
HK$33,639
baseline
▲ 0.50% · 4.625%
HK$35,685
+HK$2,046/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$67,278/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,214
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,159
−HK$958/mo
Today · 4.125%
HK$37,117
baseline
▲ 0.50% · 4.625%
HK$39,073
+HK$1,956/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$74,234/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,516
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,558
−HK$1,059/mo
Today · 4.125%
HK$35,617
baseline
▲ 0.50% · 4.625%
HK$37,785
+HK$2,168/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$71,234/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,286
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,286
−HK$1,014/mo
Today · 4.125%
HK$39,300
baseline
▲ 0.50% · 4.625%
HK$41,372
+HK$2,072/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$78,600/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,970 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).