▼ 0.50% · 3.625%
HK$22,010
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,695
−HK$695/mo
Today · 4.125%
HK$23,390
baseline
▲ 0.50% · 4.625%
HK$24,813
+HK$1,423/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,780/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,486
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,142
−HK$667/mo
Today · 4.125%
HK$25,809
baseline
▲ 0.50% · 4.625%
HK$27,169
+HK$1,360/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,618/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,211
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,964
−HK$765/mo
Today · 4.125%
HK$25,729
baseline
▲ 0.50% · 4.625%
HK$27,295
+HK$1,566/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,458/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,934
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,657
−HK$733/mo
Today · 4.125%
HK$28,390
baseline
▲ 0.50% · 4.625%
HK$29,886
+HK$1,496/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,780/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,412
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,233
−HK$835/mo
Today · 4.125%
HK$28,068
baseline
▲ 0.50% · 4.625%
HK$29,776
+HK$1,708/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,136/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,383
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,171
−HK$799/mo
Today · 4.125%
HK$30,970
baseline
▲ 0.50% · 4.625%
HK$32,603
+HK$1,633/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,940/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,613
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,503
−HK$904/mo
Today · 4.125%
HK$30,407
baseline
▲ 0.50% · 4.625%
HK$32,257
+HK$1,850/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$60,814/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,831
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,685
−HK$866/mo
Today · 4.125%
HK$33,551
baseline
▲ 0.50% · 4.625%
HK$35,320
+HK$1,769/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$67,102/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,814
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,772
−HK$974/mo
Today · 4.125%
HK$32,746
baseline
▲ 0.50% · 4.625%
HK$34,739
+HK$1,993/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,492/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,280
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,199
−HK$933/mo
Today · 4.125%
HK$36,132
baseline
▲ 0.50% · 4.625%
HK$38,037
+HK$1,905/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,264/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,015
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,042
−HK$1,043/mo
Today · 4.125%
HK$35,085
baseline
▲ 0.50% · 4.625%
HK$37,220
+HK$2,135/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$70,170/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,729
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,714
−HK$999/mo
Today · 4.125%
HK$38,713
baseline
▲ 0.50% · 4.625%
HK$40,754
+HK$2,041/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$77,426/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,216
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,311
−HK$1,113/mo
Today · 4.125%
HK$37,424
baseline
▲ 0.50% · 4.625%
HK$39,701
+HK$2,277/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,848/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,177
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,228
−HK$1,066/mo
Today · 4.125%
HK$41,294
baseline
▲ 0.50% · 4.625%
HK$43,471
+HK$2,177/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,588/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,417
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,581
−HK$1,182/mo
Today · 4.125%
HK$39,763
baseline
▲ 0.50% · 4.625%
HK$42,183
+HK$2,420/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,526/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,626
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,742
−HK$1,133/mo
Today · 4.125%
HK$43,875
baseline
▲ 0.50% · 4.625%
HK$46,187
+HK$2,312/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,750/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,618
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,850
−HK$1,252/mo
Today · 4.125%
HK$42,102
baseline
▲ 0.50% · 4.625%
HK$44,664
+HK$2,562/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$84,204/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,074
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,256
−HK$1,200/mo
Today · 4.125%
HK$46,456
baseline
▲ 0.50% · 4.625%
HK$48,904
+HK$2,448/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$92,912/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,237 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).