▼ 0.50% · 3.625%
HK$19,695
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,308
−HK$622/mo
Today · 4.125%
HK$20,930
baseline
▲ 0.50% · 4.625%
HK$22,204
+HK$1,274/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,860/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,911
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,499
−HK$596/mo
Today · 4.125%
HK$23,095
baseline
▲ 0.50% · 4.625%
HK$24,312
+HK$1,217/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,190/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,665
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,339
−HK$685/mo
Today · 4.125%
HK$23,024
baseline
▲ 0.50% · 4.625%
HK$24,424
+HK$1,400/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,048/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,102
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,748
−HK$656/mo
Today · 4.125%
HK$25,404
baseline
▲ 0.50% · 4.625%
HK$26,743
+HK$1,339/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,808/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,634
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,370
−HK$747/mo
Today · 4.125%
HK$25,117
baseline
▲ 0.50% · 4.625%
HK$26,645
+HK$1,528/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,234/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,293
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$26,998
−HK$716/mo
Today · 4.125%
HK$27,714
baseline
▲ 0.50% · 4.625%
HK$29,174
+HK$1,460/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,428/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,604
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,400
−HK$810/mo
Today · 4.125%
HK$27,210
baseline
▲ 0.50% · 4.625%
HK$28,865
+HK$1,655/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,420/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,484
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,248
−HK$775/mo
Today · 4.125%
HK$30,023
baseline
▲ 0.50% · 4.625%
HK$31,606
+HK$1,583/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$60,046/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,574
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,431
−HK$872/mo
Today · 4.125%
HK$29,303
baseline
▲ 0.50% · 4.625%
HK$31,086
+HK$1,783/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,606/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,675
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,498
−HK$835/mo
Today · 4.125%
HK$32,333
baseline
▲ 0.50% · 4.625%
HK$34,037
+HK$1,704/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,666/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,543
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,462
−HK$934/mo
Today · 4.125%
HK$31,396
baseline
▲ 0.50% · 4.625%
HK$33,306
+HK$1,910/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,792/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,866
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,748
−HK$894/mo
Today · 4.125%
HK$34,642
baseline
▲ 0.50% · 4.625%
HK$36,468
+HK$1,826/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,284/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,513
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,493
−HK$996/mo
Today · 4.125%
HK$33,489
baseline
▲ 0.50% · 4.625%
HK$35,526
+HK$2,037/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,978/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,057
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$35,998
−HK$954/mo
Today · 4.125%
HK$36,952
baseline
▲ 0.50% · 4.625%
HK$38,899
+HK$1,947/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,904/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,482
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,524
−HK$1,058/mo
Today · 4.125%
HK$35,582
baseline
▲ 0.50% · 4.625%
HK$37,747
+HK$2,165/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$71,164/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,249
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,248
−HK$1,013/mo
Today · 4.125%
HK$39,261
baseline
▲ 0.50% · 4.625%
HK$41,331
+HK$2,070/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$78,522/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,452
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,554
−HK$1,121/mo
Today · 4.125%
HK$37,675
baseline
▲ 0.50% · 4.625%
HK$39,967
+HK$2,292/mo
Deposit HK$864K · loan HK$7.77M · min. income ≈ HK$75,350/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,440
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,497
−HK$1,073/mo
Today · 4.125%
HK$41,570
baseline
▲ 0.50% · 4.625%
HK$43,762
+HK$2,192/mo
Deposit HK$864K · loan HK$7.77M · min. income ≈ HK$83,140/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,121 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).