▼ 0.50% · 3.625%
HK$19,481
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,087
−HK$615/mo
Today · 4.125%
HK$20,702
baseline
▲ 0.50% · 4.625%
HK$21,962
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,404/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,672
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,253
−HK$590/mo
Today · 4.125%
HK$22,843
baseline
▲ 0.50% · 4.625%
HK$24,047
+HK$1,204/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,686/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,429
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,095
−HK$678/mo
Today · 4.125%
HK$22,773
baseline
▲ 0.50% · 4.625%
HK$24,158
+HK$1,385/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,546/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,839
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,479
−HK$648/mo
Today · 4.125%
HK$25,127
baseline
▲ 0.50% · 4.625%
HK$26,452
+HK$1,325/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,254/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,377
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,104
−HK$739/mo
Today · 4.125%
HK$24,843
baseline
▲ 0.50% · 4.625%
HK$26,354
+HK$1,511/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,686/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,007
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,704
−HK$708/mo
Today · 4.125%
HK$27,412
baseline
▲ 0.50% · 4.625%
HK$28,856
+HK$1,444/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,824/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,325
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,113
−HK$800/mo
Today · 4.125%
HK$26,913
baseline
▲ 0.50% · 4.625%
HK$28,551
+HK$1,638/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,826/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,174
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,929
−HK$767/mo
Today · 4.125%
HK$29,696
baseline
▲ 0.50% · 4.625%
HK$31,261
+HK$1,565/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,392/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,273
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,121
−HK$862/mo
Today · 4.125%
HK$28,983
baseline
▲ 0.50% · 4.625%
HK$30,747
+HK$1,764/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,966/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,341
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,155
−HK$825/mo
Today · 4.125%
HK$31,980
baseline
▲ 0.50% · 4.625%
HK$33,666
+HK$1,686/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,960/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,221
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,130
−HK$923/mo
Today · 4.125%
HK$31,053
baseline
▲ 0.50% · 4.625%
HK$32,943
+HK$1,890/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,106/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,508
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,380
−HK$884/mo
Today · 4.125%
HK$34,264
baseline
▲ 0.50% · 4.625%
HK$36,071
+HK$1,807/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,528/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,169
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,139
−HK$985/mo
Today · 4.125%
HK$33,124
baseline
▲ 0.50% · 4.625%
HK$35,139
+HK$2,015/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,248/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,675
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,605
−HK$944/mo
Today · 4.125%
HK$36,549
baseline
▲ 0.50% · 4.625%
HK$38,475
+HK$1,926/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,098/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,117
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,147
−HK$1,047/mo
Today · 4.125%
HK$35,194
baseline
▲ 0.50% · 4.625%
HK$37,335
+HK$2,141/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,388/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,843
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,831
−HK$1,002/mo
Today · 4.125%
HK$38,833
baseline
▲ 0.50% · 4.625%
HK$40,880
+HK$2,047/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,666/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,065
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,156
−HK$1,108/mo
Today · 4.125%
HK$37,264
baseline
▲ 0.50% · 4.625%
HK$39,532
+HK$2,268/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,528/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,010
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,056
−HK$1,061/mo
Today · 4.125%
HK$41,117
baseline
▲ 0.50% · 4.625%
HK$43,285
+HK$2,168/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$82,234/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,297 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).