▼ 0.50% · 3.625%
HK$16,297
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,804
−HK$515/mo
Today · 4.125%
HK$17,319
baseline
▲ 0.50% · 4.625%
HK$18,373
+HK$1,054/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,638/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,130
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,617
−HK$493/mo
Today · 4.125%
HK$19,110
baseline
▲ 0.50% · 4.625%
HK$20,117
+HK$1,007/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,220/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,927
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,485
−HK$566/mo
Today · 4.125%
HK$19,051
baseline
▲ 0.50% · 4.625%
HK$20,210
+HK$1,159/mo
Deposit HK$3.22M · loan HK$3.93M · min. income ≈ HK$38,102/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,944
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,478
−HK$543/mo
Today · 4.125%
HK$21,021
baseline
▲ 0.50% · 4.625%
HK$22,129
+HK$1,108/mo
Deposit HK$3.22M · loan HK$3.93M · min. income ≈ HK$42,042/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,557
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,165
−HK$618/mo
Today · 4.125%
HK$20,783
baseline
▲ 0.50% · 4.625%
HK$22,048
+HK$1,265/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,566/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,757
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,340
−HK$592/mo
Today · 4.125%
HK$22,932
baseline
▲ 0.50% · 4.625%
HK$24,141
+HK$1,209/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,864/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,186
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,845
−HK$670/mo
Today · 4.125%
HK$22,515
baseline
▲ 0.50% · 4.625%
HK$23,885
+HK$1,370/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$45,030/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,570
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,202
−HK$641/mo
Today · 4.125%
HK$24,843
baseline
▲ 0.50% · 4.625%
HK$26,153
+HK$1,310/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$49,686/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,816
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,526
−HK$721/mo
Today · 4.125%
HK$24,247
baseline
▲ 0.50% · 4.625%
HK$25,722
+HK$1,475/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$48,494/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,383
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,063
−HK$691/mo
Today · 4.125%
HK$26,754
baseline
▲ 0.50% · 4.625%
HK$28,164
+HK$1,410/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$53,508/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,446
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,206
−HK$773/mo
Today · 4.125%
HK$25,979
baseline
▲ 0.50% · 4.625%
HK$27,560
+HK$1,581/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$51,958/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,196
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,925
−HK$740/mo
Today · 4.125%
HK$28,665
baseline
▲ 0.50% · 4.625%
HK$30,176
+HK$1,511/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$57,330/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,076
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,887
−HK$824/mo
Today · 4.125%
HK$27,711
baseline
▲ 0.50% · 4.625%
HK$29,397
+HK$1,686/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$55,422/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,009
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,787
−HK$789/mo
Today · 4.125%
HK$30,576
baseline
▲ 0.50% · 4.625%
HK$32,188
+HK$1,612/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$61,152/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,705
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,567
−HK$876/mo
Today · 4.125%
HK$29,443
baseline
▲ 0.50% · 4.625%
HK$31,234
+HK$1,791/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$58,886/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,822
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,648
−HK$839/mo
Today · 4.125%
HK$32,487
baseline
▲ 0.50% · 4.625%
HK$34,199
+HK$1,712/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$64,974/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,335
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,247
−HK$928/mo
Today · 4.125%
HK$31,175
baseline
▲ 0.50% · 4.625%
HK$33,071
+HK$1,896/mo
Deposit HK$715K · loan HK$6.43M · min. income ≈ HK$62,350/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,635
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,510
−HK$888/mo
Today · 4.125%
HK$34,398
baseline
▲ 0.50% · 4.625%
HK$36,211
+HK$1,813/mo
Deposit HK$715K · loan HK$6.43M · min. income ≈ HK$68,796/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,413 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).