Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$534K, with repayments around HK$23,298/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$46,596/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,180 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- 4
- Saleable Area
- 400 Saleable ft²
- Gross Area
- 490 ft²
- Efficiency
- 82%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-26 | HK$6.60M | +48.3% 4.6y · 10.0%/yr |
| 2016-08-31 | HK$4.45M | +109.9% 6.1y · 18.0%/yr |
| 2010-07-29 | HK$2.12M | +112.0% |
| 2004-11-18 | HK$1.00M | −21.9% |
| 2004-03-26 | HK$1.28M | +24.3% |
| 2004-02-09 | HK$1.03M | — |