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At today's rate and a 90% mortgage, the deposit on this unit is about HK$519K, with repayments around HK$22,658/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$519K · loan HK$4.68M · min. income ≈ HK$45,316/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,881 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 6
- Saleable Area
- 408 Saleable ft²
- Gross Area
- 519 ft²
- Efficiency
- 79%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-20 | HK$6.17M | +23.5% 3.8y · 6.0%/yr |
| 2018-07-04 | HK$5.00M | +212.5% 12.7y · 17.0%/yr |
| 2005-09-29 | HK$1.60M | +6.7% |
| 2005-06-10 | HK$1.50M | +10.3% |
| 2005-06-04 | HK$1.36M | — |