12/F 5

Kwai Tsing District · New Territories West

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1/F 1 418 ft² 1/F 2 415 ft² 1/F 3 408 ft² 1/F 4 400 ft² 1/F 5 400 ft² 1/F 6 408 ft² 1/F 7 415 ft² 1/F 8 418 ft² 2/F 1 418 ft² 2/F 2 423 ft² 2/F 4 400 ft² 2/F 6 408 ft² 2/F 8 418 ft² 3/F 3 408 ft² 3/F 7 415 ft² 3/F 8 418 ft² 4/F 3 408 ft² 4/F 6 408 ft² 4/F 7 415 ft² 4/F 8 418 ft² 5/F 2 415 ft² 5/F 3 408 ft² 5/F 4 400 ft² 5/F 5 400 ft² 5/F 6 408 ft² 5/F 7 415 ft² 5/F 8 418 ft² 6/F 1 418 ft² 6/F 2 415 ft² 6/F 3 408 ft² 6/F 4 400 ft² 6/F 6 417 ft² 6/F 7 415 ft² 7/F 1 418 ft² 7/F 2 415 ft² 7/F 3 408 ft² 7/F 6 408 ft² 7/F 7 415 ft² 7/F 8 418 ft² 8/F 3 408 ft² 8/F 4 394 ft² 8/F 5 400 ft² 8/F 7 415 ft² 8/F 8 418 ft² 9/F 1 418 ft² 9/F 5 394 ft² 9/F 6 408 ft² 9/F 8 418 ft² 10/F 1 418 ft² 10/F 3 408 ft² 10/F 4 400 ft² 10/F 5 400 ft² 10/F 7 415 ft² 11/F 1 418 ft² 11/F 5 400 ft² 11/F 6 408 ft² 11/F 8 418 ft² 12/F 1 418 ft² 12/F 2 415 ft² 12/F 4 400 ft² 12/F 5 400 ft² 12/F 6 408 ft² 13/F 1 418 ft² 13/F 2 415 ft² 13/F 3 408 ft² 13/F 4 400 ft² 13/F 5 400 ft² 13/F 6 408 ft² 13/F 7 423 ft² 13/F 8 418 ft² 14/F 1 418 ft² 14/F 3 417 ft² 14/F 7 423 ft² 14/F 8 410 ft² 15/F 3 408 ft² 15/F 4 400 ft² 15/F 5 400 ft² 15/F 6 408 ft² 15/F 7 423 ft² 15/F 8 418 ft² 16/F 1 418 ft² 16/F 4 400 ft² 16/F 6 408 ft² 16/F 7 415 ft² 16/F 8 418 ft² 17/F 1 410 ft² 17/F 2 423 ft² 17/F 3 408 ft² 17/F 4 394 ft² 17/F 5 394 ft² 17/F 7 415 ft² 17/F 8 410 ft² 18/F 1 418 ft² 18/F 3 408 ft² 18/F 4 400 ft² 18/F 5 400 ft² 18/F 6 408 ft² 19/F 1 418 ft² 19/F 2 423 ft² 19/F 3 408 ft² 19/F 4 400 ft² 19/F 5 400 ft² 19/F 6 417 ft² 19/F 8 410 ft² 20/F 1 418 ft² 20/F 4 400 ft² 20/F 6 408 ft² 20/F 7 415 ft² 21/F 1 418 ft² 21/F 2 415 ft² 21/F 3 408 ft² 21/F 4 400 ft² 21/F 5 400 ft² 21/F 6 408 ft² 21/F 8 418 ft² 22/F 1 418 ft² 22/F 3 408 ft² 22/F 5 400 ft² 22/F 6 408 ft² 22/F 8 418 ft² 23/F 1 418 ft² 23/F 2 423 ft² 23/F 3 408 ft² 23/F 4 400 ft² 23/F 6 408 ft² 23/F 7 415 ft² 24/F 4 400 ft² 24/F 5 400 ft² 24/F 6 408 ft² 24/F 7 415 ft² 24/F 8 418 ft² 25/F 1 418 ft² 25/F 2 415 ft² 25/F 3 408 ft² 25/F 5 394 ft² 25/F 7 415 ft² 25/F 8 410 ft² 26/F 1 418 ft² 26/F 2 415 ft² 26/F 3 408 ft² 26/F 4 400 ft² 26/F 5 400 ft² 26/F 6 417 ft² 26/F 8 418 ft² 27/F 1 418 ft² 27/F 2 423 ft² 27/F 3 417 ft² 27/F 5 400 ft² 28/F 1 418 ft² 28/F 2 415 ft² 28/F 3 408 ft² 28/F 4 394 ft² 28/F 5 400 ft² 28/F 6 408 ft² 28/F 8 418 ft² 29/F 1 418 ft² 29/F 4 400 ft² 29/F 5 400 ft² 29/F 6 417 ft² 29/F 7 415 ft² 29/F 8 410 ft² 30/F 2 415 ft² 30/F 3 408 ft² 30/F 5 400 ft² 30/F 6 417 ft² 30/F 7 415 ft² 30/F 8 410 ft² 31/F 1 418 ft² 31/F 2 415 ft² 31/F 4 400 ft² 31/F 5 400 ft² 31/F 6 408 ft² 31/F 8 418 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.09M

≈ HK$12,736 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$509K, with repayments around HK$22,220/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$20,909

−HK$1,311/mo

▼ 0.25% · 3.875%

HK$21,560

−HK$660/mo

Today · 4.125%

HK$22,220

baseline

▲ 0.50% · 4.625%

HK$23,572

+HK$1,352/mo

Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$44,440/mo (50% DSR)

Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$114,621 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kwai Fong Station

≈ 2 min walk · 111 m

Education

schools within 1 km (14 within 500 m)

Daily convenience

within 1 km (16 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Kwai Fong Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: 5
Saleable Area: 400 Saleable ft²
Gross Area: 490 ft²
Efficiency: 82%
District: Kwai Tsing District · New Territories West
School net (POA): 65

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-11-24	HK$4.90M	−15.5% 15.4y · 9.0%/yr	HK$12,250	HK$10,000
2019-07-11	HK$5.80M	+182.9% 9.0y · 20.0%/yr	HK$14,500	HK$11,837
2010-07-20	HK$2.05M	+15.8%	HK$5,125	HK$4,184
2009-08-21	HK$1.77M	+77.0%	HK$4,425	HK$3,612
2004-09-10	HK$1.00M	—	HK$2,500	HK$2,041

Other appraised units in this building

Data sourced from Renavon.com