Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$465K, with repayments around HK$20,293/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$465K · loan HK$4.19M · min. income ≈ HK$40,586/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$82,733 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 4
- Saleable Area
- 400 Saleable ft²
- Gross Area
- 490 ft²
- Efficiency
- 82%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-30 | HK$4.12M | −28.7% 4.2y · −7.0%/yr |
| 2021-02-01 | HK$5.78M | +133.1% 9.7y · 14.0%/yr |
| 2011-05-12 | HK$2.48M | +24.0% |
| 2010-09-24 | HK$2.00M | +57.5% |
| 2007-10-31 | HK$1.27M | +28.3% |
| 2004-09-08 | HK$990K | +10.0% |
| 2004-07-14 | HK$900K | — |