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At today's rate and a 90% mortgage, the deposit on this unit is about HK$351K, with repayments around HK$15,288/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$351K · loan HK$3.15M · min. income ≈ HK$30,576/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- C
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 81%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-12 | HK$3.50M | −32.7% 6.7y · −5.0%/yr |
| 2019-08-29 | HK$5.20M | +10.0% 0.4y |
| 2019-03-28 | HK$4.73M | +278.2% 11.3y · 25.0%/yr |
| 2007-12-13 | HK$1.25M | +47.1% |
| 2006-12-22 | HK$850K | −38.4% |
| 1996-06-19 | HK$1.38M | — |