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At today's rate and a 90% mortgage, the deposit on this unit is about HK$344K, with repayments around HK$14,983/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$344K · loan HK$3.09M · min. income ≈ HK$29,966/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- C
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 81%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-02-22 | HK$4.30M | +65.4% 4.7y · 14.0%/yr |
| 2014-05-27 | HK$2.60M | +42.1% |
| 2012-03-23 | HK$1.83M | +10.9% |
| 2010-11-26 | HK$1.65M | +37.5% |
| 2009-08-31 | HK$1.20M | +33.3% |
| 2007-08-21 | HK$900K | −9.1% |
| 2005-07-16 | HK$990K | +4.2% |
| 2005-06-09 | HK$950K | +6.7% |
| 2005-04-25 | HK$890K | +14.1% |
| 2005-03-01 | HK$780K | +8.3% |
| 2004-10-14 | HK$720K | −44.2% |
| 1996-11-08 | HK$1.29M | — |