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At today's rate and a 90% mortgage, the deposit on this unit is about HK$357K, with repayments around HK$15,582/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$357K · loan HK$3.22M · min. income ≈ HK$31,164/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- C
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 81%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-19 | HK$4.79M | +16.8% 3.1y · 5.0%/yr |
| 2017-04-19 | HK$4.10M | +175.2% 7.2y · 24.0%/yr |
| 2010-02-01 | HK$1.49M | +22.1% |
| 2009-05-11 | HK$1.22M | +6.1% |
| 2007-12-14 | HK$1.15M | +43.8% |
| 2004-09-09 | HK$800K | +6.7% |
| 2004-07-29 | HK$750K | −1.3% |
| 2002-01-31 | HK$760K | −49.3% |
| 1997-01-30 | HK$1.50M | — |