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At today's rate and a 90% mortgage, the deposit on this unit is about HK$327K, with repayments around HK$14,258/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$327K · loan HK$2.94M · min. income ≈ HK$28,516/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 81%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-05 | HK$3.10M | +14.0% 0.6y |
| 2025-06-09 | HK$2.72M | −22.7% 8.4y · −3.0%/yr |
| 2016-12-09 | HK$3.52M | +39.1% 3.0y · 13.0%/yr |
| 2013-12-17 | HK$2.53M | +44.6% |
| 2011-04-08 | HK$1.75M | +45.8% |
| 2010-02-09 | HK$1.20M | +0.0% |
| 2009-03-17 | HK$1.20M | +25.0% |
| 2008-01-08 | HK$960K | +12.9% |
| 2007-11-22 | HK$850K | −46.9% |
| 1997-06-14 | HK$1.60M | +27.0% |
| 1996-12-18 | HK$1.26M | — |