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At today's rate and a 90% mortgage, the deposit on this unit is about HK$332K, with repayments around HK$14,479/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$332K · loan HK$2.99M · min. income ≈ HK$28,958/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 81%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-01-02 | HK$4.25M | +132.2% 7.9y · 17.0%/yr |
| 2012-02-23 | HK$1.83M | +38.6% |
| 2010-02-03 | HK$1.32M | +10.9% |
| 2008-06-05 | HK$1.19M | +9.2% |
| 2008-01-11 | HK$1.09M | +13.5% |
| 2007-11-23 | HK$960K | +15.7% |
| 2007-06-26 | HK$830K | −3.5% |
| 2005-09-14 | HK$860K | −40.7% |
| 1998-03-20 | HK$1.45M | −19.4% |
| 1997-08-23 | HK$1.80M | +7.1% |
| 1997-04-15 | HK$1.68M | — |