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At today's rate and a 90% mortgage, the deposit on this unit is about HK$380K, with repayments around HK$16,590/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$380K · loan HK$3.42M · min. income ≈ HK$33,180/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- B
- Saleable Area
- 374 Saleable ft²
- Gross Area
- 490 ft²
- Efficiency
- 76%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-13 | HK$3.20M | −39.8% 6.3y · −6.0%/yr |
| 2018-08-15 | HK$5.32M | +70.5% 5.4y · 13.0%/yr |
| 2013-02-27 | HK$3.12M | +41.8% |
| 2011-02-22 | HK$2.20M | +17.0% |
| 2010-10-07 | HK$1.88M | +19.7% |
| 2010-01-28 | HK$1.57M | +21.7% |
| 2009-02-27 | HK$1.29M | +20.6% |
| 2008-11-24 | HK$1.07M | — |