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At today's rate and a 90% mortgage, the deposit on this unit is about HK$346K, with repayments around HK$15,076/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$346K · loan HK$3.11M · min. income ≈ HK$30,152/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- E
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 81%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-19 | HK$3.09M | +3.0% 8.9y · 0.0%/yr |
| 2016-10-24 | HK$3.00M | −8.5% 2.1y · −4.0%/yr |
| 2014-09-30 | HK$3.28M | +127.8% |
| 2010-05-05 | HK$1.44M | +12.5% |
| 2010-01-22 | HK$1.28M | +48.8% |
| 2006-07-15 | HK$860K | −4.4% |
| 2005-07-29 | HK$900K | +12.5% |
| 2004-09-02 | HK$800K | +17.6% |
| 2004-05-19 | HK$680K | — |