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At today's rate and a 90% mortgage, the deposit on this unit is about HK$323K, with repayments around HK$14,096/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$323K · loan HK$2.91M · min. income ≈ HK$28,192/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 81%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-04 | HK$3.16M | −16.8% 8.7y · −2.0%/yr |
| 2017-06-01 | HK$3.80M | +55.1% 3.4y · 16.0%/yr |
| 2014-01-10 | HK$2.45M | +45.8% |
| 2011-11-22 | HK$1.68M | +20.9% |
| 2010-09-07 | HK$1.39M | +14.9% |
| 2008-04-11 | HK$1.21M | +10.0% |
| 2008-02-18 | HK$1.10M | +22.2% |
| 2008-01-04 | HK$900K | −4.3% |
| 2007-05-09 | HK$940K | +4.4% |
| 2005-08-20 | HK$900K | +23.3% |
| 2005-07-13 | HK$730K | −56.3% |
| 1997-07-07 | HK$1.67M | +67.0% |
| 1996-02-27 | HK$1.00M | — |