▼ 0.50% · 3.625%
HK$4,561
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,703
−HK$144/mo
Today · 4.125%
HK$4,847
baseline
▲ 0.50% · 4.625%
HK$5,142
+HK$295/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,694/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,074
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,210
−HK$138/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,630
+HK$282/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,017
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,173
−HK$158/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,656
+HK$325/mo
Deposit HK$900K · loan HK$1.10M · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,581
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,731
−HK$152/mo
Today · 4.125%
HK$5,883
baseline
▲ 0.50% · 4.625%
HK$6,193
+HK$310/mo
Deposit HK$900K · loan HK$1.10M · min. income ≈ HK$11,766/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,473
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$173/mo
Today · 4.125%
HK$5,816
baseline
▲ 0.50% · 4.625%
HK$6,170
+HK$354/mo
Deposit HK$800K · loan HK$1.20M · min. income ≈ HK$11,632/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,089
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,252
−HK$165/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,756
+HK$339/mo
Deposit HK$800K · loan HK$1.20M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,929
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,113
−HK$188/mo
Today · 4.125%
HK$6,301
baseline
▲ 0.50% · 4.625%
HK$6,684
+HK$383/mo
Deposit HK$700K · loan HK$1.30M · min. income ≈ HK$12,602/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,596
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,773
−HK$179/mo
Today · 4.125%
HK$6,952
baseline
▲ 0.50% · 4.625%
HK$7,319
+HK$367/mo
Deposit HK$700K · loan HK$1.30M · min. income ≈ HK$13,904/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,385
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,584
−HK$201/mo
Today · 4.125%
HK$6,785
baseline
▲ 0.50% · 4.625%
HK$7,198
+HK$413/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$13,570/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,103
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,294
−HK$193/mo
Today · 4.125%
HK$7,487
baseline
▲ 0.50% · 4.625%
HK$7,882
+HK$395/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$14,974/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,841
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,054
−HK$216/mo
Today · 4.125%
HK$7,270
baseline
▲ 0.50% · 4.625%
HK$7,712
+HK$442/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$14,540/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,611
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,815
−HK$207/mo
Today · 4.125%
HK$8,022
baseline
▲ 0.50% · 4.625%
HK$8,445
+HK$423/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$16,044/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,297
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,524
−HK$231/mo
Today · 4.125%
HK$7,755
baseline
▲ 0.50% · 4.625%
HK$8,227
+HK$472/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$15,510/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,118
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,336
−HK$221/mo
Today · 4.125%
HK$8,557
baseline
▲ 0.50% · 4.625%
HK$9,008
+HK$451/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$17,114/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,753
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,994
−HK$245/mo
Today · 4.125%
HK$8,239
baseline
▲ 0.50% · 4.625%
HK$8,741
+HK$502/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,478/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,625
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,857
−HK$234/mo
Today · 4.125%
HK$9,091
baseline
▲ 0.50% · 4.625%
HK$9,571
+HK$480/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,182/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,209
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,465
−HK$259/mo
Today · 4.125%
HK$8,724
baseline
▲ 0.50% · 4.625%
HK$9,255
+HK$531/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,448/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,133
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,378
−HK$248/mo
Today · 4.125%
HK$9,626
baseline
▲ 0.50% · 4.625%
HK$10,134
+HK$508/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,252/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).