▼ 0.50% · 3.625%
HK$3,881
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,001
−HK$123/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,375
+HK$251/mo
Deposit HK$851K · loan HK$851K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$117/mo
Today · 4.125%
HK$4,550
baseline
▲ 0.50% · 4.625%
HK$4,790
+HK$240/mo
Deposit HK$851K · loan HK$851K · min. income ≈ HK$9,100/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,269
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,401
−HK$135/mo
Today · 4.125%
HK$4,536
baseline
▲ 0.50% · 4.625%
HK$4,812
+HK$276/mo
Deposit HK$766K · loan HK$936K · min. income ≈ HK$9,072/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,749
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,876
−HK$129/mo
Today · 4.125%
HK$5,005
baseline
▲ 0.50% · 4.625%
HK$5,269
+HK$264/mo
Deposit HK$766K · loan HK$936K · min. income ≈ HK$10,010/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,657
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,802
−HK$147/mo
Today · 4.125%
HK$4,949
baseline
▲ 0.50% · 4.625%
HK$5,250
+HK$301/mo
Deposit HK$681K · loan HK$1.02M · min. income ≈ HK$9,898/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,181
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,319
−HK$141/mo
Today · 4.125%
HK$5,460
baseline
▲ 0.50% · 4.625%
HK$5,748
+HK$288/mo
Deposit HK$681K · loan HK$1.02M · min. income ≈ HK$10,920/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,045
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,202
−HK$159/mo
Today · 4.125%
HK$5,361
baseline
▲ 0.50% · 4.625%
HK$5,687
+HK$326/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$10,722/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,612
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,763
−HK$152/mo
Today · 4.125%
HK$5,915
baseline
▲ 0.50% · 4.625%
HK$6,227
+HK$312/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$11,830/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,433
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,602
−HK$171/mo
Today · 4.125%
HK$5,773
baseline
▲ 0.50% · 4.625%
HK$6,125
+HK$352/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$11,546/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,044
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,206
−HK$164/mo
Today · 4.125%
HK$6,370
baseline
▲ 0.50% · 4.625%
HK$6,706
+HK$336/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$12,740/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,821
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,002
−HK$184/mo
Today · 4.125%
HK$6,186
baseline
▲ 0.50% · 4.625%
HK$6,562
+HK$376/mo
Deposit HK$425K · loan HK$1.28M · min. income ≈ HK$12,372/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,476
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,649
−HK$177/mo
Today · 4.125%
HK$6,826
baseline
▲ 0.50% · 4.625%
HK$7,185
+HK$359/mo
Deposit HK$425K · loan HK$1.28M · min. income ≈ HK$13,652/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,209
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,402
−HK$196/mo
Today · 4.125%
HK$6,598
baseline
▲ 0.50% · 4.625%
HK$7,000
+HK$402/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$13,196/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,907
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,093
−HK$188/mo
Today · 4.125%
HK$7,281
baseline
▲ 0.50% · 4.625%
HK$7,664
+HK$383/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$14,562/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,597
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,802
−HK$209/mo
Today · 4.125%
HK$7,011
baseline
▲ 0.50% · 4.625%
HK$7,437
+HK$426/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$14,022/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,339
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,536
−HK$200/mo
Today · 4.125%
HK$7,736
baseline
▲ 0.50% · 4.625%
HK$8,143
+HK$407/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$15,472/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,985
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,202
−HK$221/mo
Today · 4.125%
HK$7,423
baseline
▲ 0.50% · 4.625%
HK$7,875
+HK$452/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,846/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,771
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,979
−HK$212/mo
Today · 4.125%
HK$8,191
baseline
▲ 0.50% · 4.625%
HK$8,622
+HK$431/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,382/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).