▼ 0.50% · 3.625%
HK$4,450
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,589
−HK$140/mo
Today · 4.125%
HK$4,729
baseline
▲ 0.50% · 4.625%
HK$5,017
+HK$288/mo
Deposit HK$976K · loan HK$976K · min. income ≈ HK$9,458/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,951
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,084
−HK$134/mo
Today · 4.125%
HK$5,218
baseline
▲ 0.50% · 4.625%
HK$5,493
+HK$275/mo
Deposit HK$976K · loan HK$976K · min. income ≈ HK$10,436/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,895
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,047
−HK$155/mo
Today · 4.125%
HK$5,202
baseline
▲ 0.50% · 4.625%
HK$5,519
+HK$317/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$10,404/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,592
−HK$148/mo
Today · 4.125%
HK$5,740
baseline
▲ 0.50% · 4.625%
HK$6,043
+HK$303/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$11,480/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,340
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,506
−HK$169/mo
Today · 4.125%
HK$5,675
baseline
▲ 0.50% · 4.625%
HK$6,020
+HK$345/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$11,350/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,941
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,100
−HK$162/mo
Today · 4.125%
HK$6,262
baseline
▲ 0.50% · 4.625%
HK$6,592
+HK$330/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$12,524/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,785
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,965
−HK$183/mo
Today · 4.125%
HK$6,148
baseline
▲ 0.50% · 4.625%
HK$6,522
+HK$374/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$12,296/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,436
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,609
−HK$175/mo
Today · 4.125%
HK$6,784
baseline
▲ 0.50% · 4.625%
HK$7,141
+HK$357/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$13,568/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,230
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,424
−HK$197/mo
Today · 4.125%
HK$6,621
baseline
▲ 0.50% · 4.625%
HK$7,024
+HK$403/mo
Deposit HK$585K · loan HK$1.37M · min. income ≈ HK$13,242/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,931
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,117
−HK$189/mo
Today · 4.125%
HK$7,306
baseline
▲ 0.50% · 4.625%
HK$7,691
+HK$385/mo
Deposit HK$585K · loan HK$1.37M · min. income ≈ HK$14,612/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,675
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,883
−HK$211/mo
Today · 4.125%
HK$7,094
baseline
▲ 0.50% · 4.625%
HK$7,526
+HK$432/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$14,188/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,426
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,625
−HK$202/mo
Today · 4.125%
HK$7,827
baseline
▲ 0.50% · 4.625%
HK$8,240
+HK$413/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$15,654/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,120
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,342
−HK$225/mo
Today · 4.125%
HK$7,567
baseline
▲ 0.50% · 4.625%
HK$8,027
+HK$460/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,134/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,921
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,134
−HK$215/mo
Today · 4.125%
HK$8,349
baseline
▲ 0.50% · 4.625%
HK$8,789
+HK$440/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,698/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,565
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,801
−HK$239/mo
Today · 4.125%
HK$8,040
baseline
▲ 0.50% · 4.625%
HK$8,529
+HK$489/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,080/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,416
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,642
−HK$229/mo
Today · 4.125%
HK$8,871
baseline
▲ 0.50% · 4.625%
HK$9,339
+HK$468/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,742/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,010
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,259
−HK$254/mo
Today · 4.125%
HK$8,513
baseline
▲ 0.50% · 4.625%
HK$9,031
+HK$518/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,026/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,911
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,150
−HK$243/mo
Today · 4.125%
HK$9,393
baseline
▲ 0.50% · 4.625%
HK$9,888
+HK$495/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,786/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).