▼ 0.50% · 3.625%
HK$4,547
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$144/mo
Today · 4.125%
HK$4,833
baseline
▲ 0.50% · 4.625%
HK$5,127
+HK$294/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$9,666/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,059
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,195
−HK$137/mo
Today · 4.125%
HK$5,332
baseline
▲ 0.50% · 4.625%
HK$5,613
+HK$281/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$10,664/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,002
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,158
−HK$158/mo
Today · 4.125%
HK$5,316
baseline
▲ 0.50% · 4.625%
HK$5,639
+HK$323/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$10,632/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,565
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,714
−HK$151/mo
Today · 4.125%
HK$5,865
baseline
▲ 0.50% · 4.625%
HK$6,175
+HK$310/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$11,730/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,457
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,627
−HK$172/mo
Today · 4.125%
HK$5,799
baseline
▲ 0.50% · 4.625%
HK$6,152
+HK$353/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$11,598/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,071
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,234
−HK$165/mo
Today · 4.125%
HK$6,399
baseline
▲ 0.50% · 4.625%
HK$6,736
+HK$337/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$12,798/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,912
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,096
−HK$186/mo
Today · 4.125%
HK$6,282
baseline
▲ 0.50% · 4.625%
HK$6,665
+HK$383/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$12,564/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,577
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,753
−HK$179/mo
Today · 4.125%
HK$6,932
baseline
▲ 0.50% · 4.625%
HK$7,297
+HK$365/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$13,864/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,366
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,564
−HK$202/mo
Today · 4.125%
HK$6,766
baseline
▲ 0.50% · 4.625%
HK$7,177
+HK$411/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$13,532/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,083
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,272
−HK$193/mo
Today · 4.125%
HK$7,465
baseline
▲ 0.50% · 4.625%
HK$7,859
+HK$394/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$14,930/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,821
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,033
−HK$216/mo
Today · 4.125%
HK$7,249
baseline
▲ 0.50% · 4.625%
HK$7,690
+HK$441/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,498/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,588
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,792
−HK$206/mo
Today · 4.125%
HK$7,998
baseline
▲ 0.50% · 4.625%
HK$8,420
+HK$422/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$15,996/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,276
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,502
−HK$230/mo
Today · 4.125%
HK$7,732
baseline
▲ 0.50% · 4.625%
HK$8,203
+HK$471/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,464/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,094
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,311
−HK$221/mo
Today · 4.125%
HK$8,532
baseline
▲ 0.50% · 4.625%
HK$8,981
+HK$449/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,064/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,731
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,971
−HK$244/mo
Today · 4.125%
HK$8,215
baseline
▲ 0.50% · 4.625%
HK$8,715
+HK$500/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$16,430/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,600
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,831
−HK$234/mo
Today · 4.125%
HK$9,065
baseline
▲ 0.50% · 4.625%
HK$9,543
+HK$478/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$18,130/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,185
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,440
−HK$259/mo
Today · 4.125%
HK$8,699
baseline
▲ 0.50% · 4.625%
HK$9,228
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,398/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,106
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,350
−HK$248/mo
Today · 4.125%
HK$9,598
baseline
▲ 0.50% · 4.625%
HK$10,104
+HK$506/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,196/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).