▼ 0.50% · 3.625%
HK$3,531
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,641
−HK$112/mo
Today · 4.125%
HK$3,753
baseline
▲ 0.50% · 4.625%
HK$3,981
+HK$228/mo
Deposit HK$774K · loan HK$774K · min. income ≈ HK$7,506/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,928
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,034
−HK$107/mo
Today · 4.125%
HK$4,141
baseline
▲ 0.50% · 4.625%
HK$4,359
+HK$218/mo
Deposit HK$774K · loan HK$774K · min. income ≈ HK$8,282/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,884
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,005
−HK$123/mo
Today · 4.125%
HK$4,128
baseline
▲ 0.50% · 4.625%
HK$4,379
+HK$251/mo
Deposit HK$697K · loan HK$852K · min. income ≈ HK$8,256/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,321
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,437
−HK$118/mo
Today · 4.125%
HK$4,555
baseline
▲ 0.50% · 4.625%
HK$4,795
+HK$240/mo
Deposit HK$697K · loan HK$852K · min. income ≈ HK$9,110/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,237
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,369
−HK$134/mo
Today · 4.125%
HK$4,503
baseline
▲ 0.50% · 4.625%
HK$4,777
+HK$274/mo
Deposit HK$619K · loan HK$929K · min. income ≈ HK$9,006/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,714
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,841
−HK$128/mo
Today · 4.125%
HK$4,969
baseline
▲ 0.50% · 4.625%
HK$5,231
+HK$262/mo
Deposit HK$619K · loan HK$929K · min. income ≈ HK$9,938/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,591
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,733
−HK$145/mo
Today · 4.125%
HK$4,878
baseline
▲ 0.50% · 4.625%
HK$5,175
+HK$297/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$9,756/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,107
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,244
−HK$139/mo
Today · 4.125%
HK$5,383
baseline
▲ 0.50% · 4.625%
HK$5,667
+HK$284/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$10,766/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,098
−HK$156/mo
Today · 4.125%
HK$5,254
baseline
▲ 0.50% · 4.625%
HK$5,573
+HK$319/mo
Deposit HK$465K · loan HK$1.08M · min. income ≈ HK$10,508/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,500
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,647
−HK$150/mo
Today · 4.125%
HK$5,797
baseline
▲ 0.50% · 4.625%
HK$6,103
+HK$306/mo
Deposit HK$465K · loan HK$1.08M · min. income ≈ HK$11,594/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,462
−HK$167/mo
Today · 4.125%
HK$5,629
baseline
▲ 0.50% · 4.625%
HK$5,972
+HK$343/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$11,258/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,893
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,051
−HK$160/mo
Today · 4.125%
HK$6,211
baseline
▲ 0.50% · 4.625%
HK$6,538
+HK$327/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$12,422/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,650
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,826
−HK$178/mo
Today · 4.125%
HK$6,004
baseline
▲ 0.50% · 4.625%
HK$6,370
+HK$366/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$12,008/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,286
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,454
−HK$171/mo
Today · 4.125%
HK$6,625
baseline
▲ 0.50% · 4.625%
HK$6,974
+HK$349/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$13,250/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,003
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,190
−HK$190/mo
Today · 4.125%
HK$6,380
baseline
▲ 0.50% · 4.625%
HK$6,768
+HK$388/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$12,760/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,678
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,858
−HK$181/mo
Today · 4.125%
HK$7,039
baseline
▲ 0.50% · 4.625%
HK$7,410
+HK$371/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$14,078/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,356
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,554
−HK$201/mo
Today · 4.125%
HK$6,755
baseline
▲ 0.50% · 4.625%
HK$7,166
+HK$411/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$13,510/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,071
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,261
−HK$192/mo
Today · 4.125%
HK$7,453
baseline
▲ 0.50% · 4.625%
HK$7,846
+HK$393/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$14,906/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).