▼ 0.50% · 3.625%
HK$2,301
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,373
−HK$72/mo
Today · 4.125%
HK$2,445
baseline
▲ 0.50% · 4.625%
HK$2,594
+HK$149/mo
Deposit HK$505K · loan HK$505K · min. income ≈ HK$4,890/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,560
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,628
−HK$70/mo
Today · 4.125%
HK$2,698
baseline
▲ 0.50% · 4.625%
HK$2,840
+HK$142/mo
Deposit HK$505K · loan HK$505K · min. income ≈ HK$5,396/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,531
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,610
−HK$80/mo
Today · 4.125%
HK$2,690
baseline
▲ 0.50% · 4.625%
HK$2,853
+HK$163/mo
Deposit HK$454K · loan HK$555K · min. income ≈ HK$5,380/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,816
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,891
−HK$77/mo
Today · 4.125%
HK$2,968
baseline
▲ 0.50% · 4.625%
HK$3,124
+HK$156/mo
Deposit HK$454K · loan HK$555K · min. income ≈ HK$5,936/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,761
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,847
−HK$87/mo
Today · 4.125%
HK$2,934
baseline
▲ 0.50% · 4.625%
HK$3,113
+HK$179/mo
Deposit HK$404K · loan HK$605K · min. income ≈ HK$5,868/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,072
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,154
−HK$84/mo
Today · 4.125%
HK$3,238
baseline
▲ 0.50% · 4.625%
HK$3,408
+HK$170/mo
Deposit HK$404K · loan HK$605K · min. income ≈ HK$6,476/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,991
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,084
−HK$95/mo
Today · 4.125%
HK$3,179
baseline
▲ 0.50% · 4.625%
HK$3,372
+HK$193/mo
Deposit HK$353K · loan HK$656K · min. income ≈ HK$6,358/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,328
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,417
−HK$91/mo
Today · 4.125%
HK$3,508
baseline
▲ 0.50% · 4.625%
HK$3,692
+HK$184/mo
Deposit HK$353K · loan HK$656K · min. income ≈ HK$7,016/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,221
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,322
−HK$101/mo
Today · 4.125%
HK$3,423
baseline
▲ 0.50% · 4.625%
HK$3,632
+HK$209/mo
Deposit HK$303K · loan HK$706K · min. income ≈ HK$6,846/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,584
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,680
−HK$97/mo
Today · 4.125%
HK$3,777
baseline
▲ 0.50% · 4.625%
HK$3,977
+HK$200/mo
Deposit HK$303K · loan HK$706K · min. income ≈ HK$7,554/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,452
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,559
−HK$109/mo
Today · 4.125%
HK$3,668
baseline
▲ 0.50% · 4.625%
HK$3,891
+HK$223/mo
Deposit HK$252K · loan HK$757K · min. income ≈ HK$7,336/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,840
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,943
−HK$104/mo
Today · 4.125%
HK$4,047
baseline
▲ 0.50% · 4.625%
HK$4,261
+HK$214/mo
Deposit HK$252K · loan HK$757K · min. income ≈ HK$8,094/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,682
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,796
−HK$116/mo
Today · 4.125%
HK$3,912
baseline
▲ 0.50% · 4.625%
HK$4,151
+HK$239/mo
Deposit HK$202K · loan HK$807K · min. income ≈ HK$7,824/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,096
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,206
−HK$111/mo
Today · 4.125%
HK$4,317
baseline
▲ 0.50% · 4.625%
HK$4,545
+HK$228/mo
Deposit HK$202K · loan HK$807K · min. income ≈ HK$8,634/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,912
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,033
−HK$124/mo
Today · 4.125%
HK$4,157
baseline
▲ 0.50% · 4.625%
HK$4,410
+HK$253/mo
Deposit HK$151K · loan HK$858K · min. income ≈ HK$8,314/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,352
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,468
−HK$119/mo
Today · 4.125%
HK$4,587
baseline
▲ 0.50% · 4.625%
HK$4,829
+HK$242/mo
Deposit HK$151K · loan HK$858K · min. income ≈ HK$9,174/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,142
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,271
−HK$131/mo
Today · 4.125%
HK$4,402
baseline
▲ 0.50% · 4.625%
HK$4,669
+HK$267/mo
Deposit HK$101K · loan HK$908K · min. income ≈ HK$8,804/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,608
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,731
−HK$126/mo
Today · 4.125%
HK$4,857
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$256/mo
Deposit HK$101K · loan HK$908K · min. income ≈ HK$9,714/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).