▼ 0.50% · 3.625%
HK$2,476
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,553
−HK$79/mo
Today · 4.125%
HK$2,632
baseline
▲ 0.50% · 4.625%
HK$2,792
+HK$160/mo
Deposit HK$543K · loan HK$543K · min. income ≈ HK$5,264/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,755
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,829
−HK$75/mo
Today · 4.125%
HK$2,904
baseline
▲ 0.50% · 4.625%
HK$3,057
+HK$153/mo
Deposit HK$543K · loan HK$543K · min. income ≈ HK$5,808/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,724
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,809
−HK$86/mo
Today · 4.125%
HK$2,895
baseline
▲ 0.50% · 4.625%
HK$3,071
+HK$176/mo
Deposit HK$489K · loan HK$597K · min. income ≈ HK$5,790/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,030
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,112
−HK$82/mo
Today · 4.125%
HK$3,194
baseline
▲ 0.50% · 4.625%
HK$3,362
+HK$168/mo
Deposit HK$489K · loan HK$597K · min. income ≈ HK$6,388/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,972
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,064
−HK$94/mo
Today · 4.125%
HK$3,158
baseline
▲ 0.50% · 4.625%
HK$3,350
+HK$192/mo
Deposit HK$434K · loan HK$652K · min. income ≈ HK$6,316/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,306
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,395
−HK$90/mo
Today · 4.125%
HK$3,485
baseline
▲ 0.50% · 4.625%
HK$3,668
+HK$183/mo
Deposit HK$434K · loan HK$652K · min. income ≈ HK$6,970/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,219
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,319
−HK$102/mo
Today · 4.125%
HK$3,421
baseline
▲ 0.50% · 4.625%
HK$3,629
+HK$208/mo
Deposit HK$380K · loan HK$706K · min. income ≈ HK$6,842/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,581
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,677
−HK$98/mo
Today · 4.125%
HK$3,775
baseline
▲ 0.50% · 4.625%
HK$3,974
+HK$199/mo
Deposit HK$380K · loan HK$706K · min. income ≈ HK$7,550/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,467
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,575
−HK$109/mo
Today · 4.125%
HK$3,684
baseline
▲ 0.50% · 4.625%
HK$3,908
+HK$224/mo
Deposit HK$326K · loan HK$760K · min. income ≈ HK$7,368/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,857
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,960
−HK$105/mo
Today · 4.125%
HK$4,065
baseline
▲ 0.50% · 4.625%
HK$4,280
+HK$215/mo
Deposit HK$326K · loan HK$760K · min. income ≈ HK$8,130/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,715
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,830
−HK$117/mo
Today · 4.125%
HK$3,947
baseline
▲ 0.50% · 4.625%
HK$4,188
+HK$241/mo
Deposit HK$271K · loan HK$814K · min. income ≈ HK$7,894/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,132
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,243
−HK$113/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,585
+HK$229/mo
Deposit HK$271K · loan HK$814K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,962
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,085
−HK$126/mo
Today · 4.125%
HK$4,211
baseline
▲ 0.50% · 4.625%
HK$4,467
+HK$256/mo
Deposit HK$217K · loan HK$869K · min. income ≈ HK$8,422/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,408
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,526
−HK$120/mo
Today · 4.125%
HK$4,646
baseline
▲ 0.50% · 4.625%
HK$4,891
+HK$245/mo
Deposit HK$217K · loan HK$869K · min. income ≈ HK$9,292/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,210
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,341
−HK$133/mo
Today · 4.125%
HK$4,474
baseline
▲ 0.50% · 4.625%
HK$4,746
+HK$272/mo
Deposit HK$163K · loan HK$923K · min. income ≈ HK$8,948/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,683
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,809
−HK$127/mo
Today · 4.125%
HK$4,936
baseline
▲ 0.50% · 4.625%
HK$5,197
+HK$261/mo
Deposit HK$163K · loan HK$923K · min. income ≈ HK$9,872/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,457
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$141/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$5,025
+HK$288/mo
Deposit HK$109K · loan HK$977K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,959
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,092
−HK$135/mo
Today · 4.125%
HK$5,227
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$275/mo
Deposit HK$109K · loan HK$977K · min. income ≈ HK$10,454/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).