▼ 0.50% · 3.625%
HK$2,583
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,664
−HK$81/mo
Today · 4.125%
HK$2,745
baseline
▲ 0.50% · 4.625%
HK$2,913
+HK$168/mo
Deposit HK$566K · loan HK$566K · min. income ≈ HK$5,490/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,874
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,951
−HK$78/mo
Today · 4.125%
HK$3,029
baseline
▲ 0.50% · 4.625%
HK$3,189
+HK$160/mo
Deposit HK$566K · loan HK$566K · min. income ≈ HK$6,058/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,842
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,930
−HK$90/mo
Today · 4.125%
HK$3,020
baseline
▲ 0.50% · 4.625%
HK$3,204
+HK$184/mo
Deposit HK$510K · loan HK$623K · min. income ≈ HK$6,040/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,161
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,246
−HK$86/mo
Today · 4.125%
HK$3,332
baseline
▲ 0.50% · 4.625%
HK$3,508
+HK$176/mo
Deposit HK$510K · loan HK$623K · min. income ≈ HK$6,664/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,100
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,197
−HK$98/mo
Today · 4.125%
HK$3,295
baseline
▲ 0.50% · 4.625%
HK$3,495
+HK$200/mo
Deposit HK$453K · loan HK$680K · min. income ≈ HK$6,590/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,449
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,541
−HK$94/mo
Today · 4.125%
HK$3,635
baseline
▲ 0.50% · 4.625%
HK$3,827
+HK$192/mo
Deposit HK$453K · loan HK$680K · min. income ≈ HK$7,270/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,359
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,463
−HK$106/mo
Today · 4.125%
HK$3,569
baseline
▲ 0.50% · 4.625%
HK$3,786
+HK$217/mo
Deposit HK$397K · loan HK$736K · min. income ≈ HK$7,138/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,736
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,837
−HK$101/mo
Today · 4.125%
HK$3,938
baseline
▲ 0.50% · 4.625%
HK$4,146
+HK$208/mo
Deposit HK$397K · loan HK$736K · min. income ≈ HK$7,876/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,617
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,729
−HK$115/mo
Today · 4.125%
HK$3,844
baseline
▲ 0.50% · 4.625%
HK$4,078
+HK$234/mo
Deposit HK$340K · loan HK$793K · min. income ≈ HK$7,688/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,024
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,132
−HK$109/mo
Today · 4.125%
HK$4,241
baseline
▲ 0.50% · 4.625%
HK$4,465
+HK$224/mo
Deposit HK$340K · loan HK$793K · min. income ≈ HK$8,482/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,875
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,996
−HK$122/mo
Today · 4.125%
HK$4,118
baseline
▲ 0.50% · 4.625%
HK$4,369
+HK$251/mo
Deposit HK$283K · loan HK$850K · min. income ≈ HK$8,236/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,311
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,427
−HK$117/mo
Today · 4.125%
HK$4,544
baseline
▲ 0.50% · 4.625%
HK$4,784
+HK$240/mo
Deposit HK$283K · loan HK$850K · min. income ≈ HK$9,088/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,134
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,262
−HK$131/mo
Today · 4.125%
HK$4,393
baseline
▲ 0.50% · 4.625%
HK$4,660
+HK$267/mo
Deposit HK$227K · loan HK$906K · min. income ≈ HK$8,786/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,599
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,722
−HK$125/mo
Today · 4.125%
HK$4,847
baseline
▲ 0.50% · 4.625%
HK$5,102
+HK$255/mo
Deposit HK$227K · loan HK$906K · min. income ≈ HK$9,694/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,392
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,529
−HK$138/mo
Today · 4.125%
HK$4,667
baseline
▲ 0.50% · 4.625%
HK$4,951
+HK$284/mo
Deposit HK$170K · loan HK$963K · min. income ≈ HK$9,334/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,886
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,017
−HK$133/mo
Today · 4.125%
HK$5,150
baseline
▲ 0.50% · 4.625%
HK$5,421
+HK$271/mo
Deposit HK$170K · loan HK$963K · min. income ≈ HK$10,300/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,650
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,795
−HK$147/mo
Today · 4.125%
HK$4,942
baseline
▲ 0.50% · 4.625%
HK$5,243
+HK$301/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,884/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,173
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,312
−HK$141/mo
Today · 4.125%
HK$5,453
baseline
▲ 0.50% · 4.625%
HK$5,740
+HK$287/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,906/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).