▼ 0.50% · 3.625%
HK$2,560
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,640
−HK$81/mo
Today · 4.125%
HK$2,721
baseline
▲ 0.50% · 4.625%
HK$2,886
+HK$165/mo
Deposit HK$561K · loan HK$561K · min. income ≈ HK$5,442/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,848
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,925
−HK$77/mo
Today · 4.125%
HK$3,002
baseline
▲ 0.50% · 4.625%
HK$3,160
+HK$158/mo
Deposit HK$561K · loan HK$561K · min. income ≈ HK$6,004/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,816
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,904
−HK$89/mo
Today · 4.125%
HK$2,993
baseline
▲ 0.50% · 4.625%
HK$3,175
+HK$182/mo
Deposit HK$505K · loan HK$618K · min. income ≈ HK$5,986/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,133
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,217
−HK$85/mo
Today · 4.125%
HK$3,302
baseline
▲ 0.50% · 4.625%
HK$3,476
+HK$174/mo
Deposit HK$505K · loan HK$618K · min. income ≈ HK$6,604/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,072
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,168
−HK$97/mo
Today · 4.125%
HK$3,265
baseline
▲ 0.50% · 4.625%
HK$3,464
+HK$199/mo
Deposit HK$449K · loan HK$674K · min. income ≈ HK$6,530/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,418
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,510
−HK$93/mo
Today · 4.125%
HK$3,603
baseline
▲ 0.50% · 4.625%
HK$3,792
+HK$189/mo
Deposit HK$449K · loan HK$674K · min. income ≈ HK$7,206/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,328
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,432
−HK$105/mo
Today · 4.125%
HK$3,537
baseline
▲ 0.50% · 4.625%
HK$3,752
+HK$215/mo
Deposit HK$393K · loan HK$730K · min. income ≈ HK$7,074/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,703
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,802
−HK$101/mo
Today · 4.125%
HK$3,903
baseline
▲ 0.50% · 4.625%
HK$4,109
+HK$206/mo
Deposit HK$393K · loan HK$730K · min. income ≈ HK$7,806/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,584
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,696
−HK$113/mo
Today · 4.125%
HK$3,809
baseline
▲ 0.50% · 4.625%
HK$4,041
+HK$232/mo
Deposit HK$337K · loan HK$786K · min. income ≈ HK$7,618/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,988
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,095
−HK$108/mo
Today · 4.125%
HK$4,203
baseline
▲ 0.50% · 4.625%
HK$4,425
+HK$222/mo
Deposit HK$337K · loan HK$786K · min. income ≈ HK$8,406/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,840
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,960
−HK$121/mo
Today · 4.125%
HK$4,081
baseline
▲ 0.50% · 4.625%
HK$4,330
+HK$249/mo
Deposit HK$281K · loan HK$842K · min. income ≈ HK$8,162/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,272
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,387
−HK$116/mo
Today · 4.125%
HK$4,503
baseline
▲ 0.50% · 4.625%
HK$4,741
+HK$238/mo
Deposit HK$281K · loan HK$842K · min. income ≈ HK$9,006/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,096
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,224
−HK$129/mo
Today · 4.125%
HK$4,353
baseline
▲ 0.50% · 4.625%
HK$4,618
+HK$265/mo
Deposit HK$225K · loan HK$898K · min. income ≈ HK$8,706/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,557
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,679
−HK$124/mo
Today · 4.125%
HK$4,803
baseline
▲ 0.50% · 4.625%
HK$5,057
+HK$254/mo
Deposit HK$225K · loan HK$898K · min. income ≈ HK$9,606/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,352
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$137/mo
Today · 4.125%
HK$4,625
baseline
▲ 0.50% · 4.625%
HK$4,907
+HK$282/mo
Deposit HK$168K · loan HK$954K · min. income ≈ HK$9,250/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,842
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,972
−HK$132/mo
Today · 4.125%
HK$5,104
baseline
▲ 0.50% · 4.625%
HK$5,373
+HK$269/mo
Deposit HK$168K · loan HK$954K · min. income ≈ HK$10,208/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,608
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,752
−HK$145/mo
Today · 4.125%
HK$4,897
baseline
▲ 0.50% · 4.625%
HK$5,195
+HK$298/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,794/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,127
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,264
−HK$140/mo
Today · 4.125%
HK$5,404
baseline
▲ 0.50% · 4.625%
HK$5,689
+HK$285/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,808/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).