▼ 0.50% · 3.625%
HK$2,688
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,772
−HK$85/mo
Today · 4.125%
HK$2,857
baseline
▲ 0.50% · 4.625%
HK$3,031
+HK$174/mo
Deposit HK$589K · loan HK$589K · min. income ≈ HK$5,714/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,991
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,071
−HK$81/mo
Today · 4.125%
HK$3,152
baseline
▲ 0.50% · 4.625%
HK$3,318
+HK$166/mo
Deposit HK$589K · loan HK$589K · min. income ≈ HK$6,304/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,957
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,049
−HK$93/mo
Today · 4.125%
HK$3,142
baseline
▲ 0.50% · 4.625%
HK$3,334
+HK$192/mo
Deposit HK$530K · loan HK$648K · min. income ≈ HK$6,284/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,290
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,378
−HK$89/mo
Today · 4.125%
HK$3,467
baseline
▲ 0.50% · 4.625%
HK$3,650
+HK$183/mo
Deposit HK$530K · loan HK$648K · min. income ≈ HK$6,934/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,226
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,326
−HK$102/mo
Today · 4.125%
HK$3,428
baseline
▲ 0.50% · 4.625%
HK$3,637
+HK$209/mo
Deposit HK$472K · loan HK$707K · min. income ≈ HK$6,856/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,589
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,685
−HK$98/mo
Today · 4.125%
HK$3,783
baseline
▲ 0.50% · 4.625%
HK$3,982
+HK$199/mo
Deposit HK$472K · loan HK$707K · min. income ≈ HK$7,566/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,495
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,603
−HK$111/mo
Today · 4.125%
HK$3,714
baseline
▲ 0.50% · 4.625%
HK$3,940
+HK$226/mo
Deposit HK$413K · loan HK$766K · min. income ≈ HK$7,428/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,888
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,992
−HK$106/mo
Today · 4.125%
HK$4,098
baseline
▲ 0.50% · 4.625%
HK$4,314
+HK$216/mo
Deposit HK$413K · loan HK$766K · min. income ≈ HK$8,196/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,763
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,880
−HK$119/mo
Today · 4.125%
HK$3,999
baseline
▲ 0.50% · 4.625%
HK$4,243
+HK$244/mo
Deposit HK$354K · loan HK$825K · min. income ≈ HK$7,998/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,187
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,299
−HK$114/mo
Today · 4.125%
HK$4,413
baseline
▲ 0.50% · 4.625%
HK$4,646
+HK$233/mo
Deposit HK$354K · loan HK$825K · min. income ≈ HK$8,826/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,032
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,158
−HK$127/mo
Today · 4.125%
HK$4,285
baseline
▲ 0.50% · 4.625%
HK$4,546
+HK$261/mo
Deposit HK$295K · loan HK$884K · min. income ≈ HK$8,570/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,486
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,606
−HK$122/mo
Today · 4.125%
HK$4,728
baseline
▲ 0.50% · 4.625%
HK$4,977
+HK$249/mo
Deposit HK$295K · loan HK$884K · min. income ≈ HK$9,456/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,301
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,435
−HK$136/mo
Today · 4.125%
HK$4,571
baseline
▲ 0.50% · 4.625%
HK$4,849
+HK$278/mo
Deposit HK$236K · loan HK$943K · min. income ≈ HK$9,142/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,785
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,913
−HK$130/mo
Today · 4.125%
HK$5,043
baseline
▲ 0.50% · 4.625%
HK$5,309
+HK$266/mo
Deposit HK$236K · loan HK$943K · min. income ≈ HK$10,086/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,570
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,712
−HK$144/mo
Today · 4.125%
HK$4,856
baseline
▲ 0.50% · 4.625%
HK$5,152
+HK$296/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$9,712/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,084
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,220
−HK$139/mo
Today · 4.125%
HK$5,359
baseline
▲ 0.50% · 4.625%
HK$5,641
+HK$282/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$10,718/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,989
−HK$153/mo
Today · 4.125%
HK$5,142
baseline
▲ 0.50% · 4.625%
HK$5,455
+HK$313/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$10,284/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,383
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,527
−HK$147/mo
Today · 4.125%
HK$5,674
baseline
▲ 0.50% · 4.625%
HK$5,973
+HK$299/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$11,348/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).