20/F B

in CULLINAN WEST PHASE 3 CULLINAN WEST II TOWER 5A

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Floor

6/F A 1,509 ft² 6/F B 1,234 ft² 6/F C 1,254 ft² 7/F A 1,509 ft² 7/F B 1,234 ft² 7/F C 1,254 ft² 8/F A 1,509 ft² 8/F B 1,234 ft² 8/F C 1,254 ft² 9/F A 1,509 ft² 9/F B 1,234 ft² 9/F C 1,254 ft² 10/F A 1,509 ft² 10/F B 1,234 ft² 10/F C 1,254 ft² 11/F A 1,509 ft² 11/F B 1,234 ft² 11/F C 1,254 ft² 12/F A 1,509 ft² 12/F B 1,234 ft² 12/F C 1,254 ft² 15/F A 1,509 ft² 15/F B 1,234 ft² 15/F C 1,254 ft² 16/F A 1,509 ft² 16/F B 1,234 ft² 16/F C 1,254 ft² 17/F A 1,509 ft² 17/F B 1,234 ft² 17/F C 1,254 ft² 18/F A 1,509 ft² 18/F B 1,234 ft² 18/F C 1,254 ft² 19/F A 1,509 ft² 19/F B 1,234 ft² 19/F C 1,254 ft² 20/F A 1,509 ft² 20/F B 1,234 ft² 20/F C 1,254 ft² 21/F A 1,509 ft² 21/F B 1,234 ft² 21/F C 1,254 ft² 22/F A 1,509 ft² 22/F B 1,234 ft² 22/F C 1,254 ft² 23/F A 1,509 ft² 23/F B 1,234 ft² 23/F C 1,254 ft² 25/F A 1,509 ft² 25/F B 1,234 ft² 25/F C 1,254 ft² 26/F A 1,509 ft² 26/F B 1,234 ft² 26/F C 1,254 ft² 27/F A 1,509 ft² 27/F B 1,234 ft² 27/F C 1,254 ft² 28/F A 1,509 ft² 28/F B 1,234 ft² 28/F C 1,254 ft² 30/F A 1,509 ft² 30/F B 1,234 ft² 30/F C 1,254 ft² 31/F A 1,509 ft² 31/F B 1,234 ft² 31/F C 1,254 ft² 32/F A 1,509 ft² 32/F B 1,234 ft² 32/F C 1,254 ft² 33/F A 1,509 ft² 33/F B 1,234 ft² 33/F C 1,254 ft² 35/F A 1,509 ft² 35/F B 1,234 ft² 35/F C 1,254 ft² 36/F A 1,509 ft² 36/F B 1,234 ft² 36/F C 1,254 ft² 37/F A 1,509 ft² 37/F B 1,234 ft² 37/F C 1,254 ft² 38/F A 1,509 ft² 38/F B 1,234 ft² 38/F C 1,254 ft² 39/F A 1,509 ft² 39/F B 1,234 ft² 39/F C 1,254 ft² 40/F A 1,509 ft² 40/F B 1,234 ft² 40/F C 1,254 ft² 41/F A 1,509 ft² 41/F B 1,234 ft² 41/F C 1,254 ft² 42/F A 1,509 ft² 42/F B 1,235 ft² 42/F C 1,254 ft² 43/F A 1,509 ft² 43/F B 1,234 ft² 43/F C 1,254 ft² 45/F A 1,509 ft² 45/F B 1,234 ft² 45/F C 1,254 ft² 46/F A 1,509 ft² 46/F B 1,234 ft² 46/F C 1,254 ft² 47/F A 1,509 ft² 47/F B 1,234 ft² 47/F C 1,254 ft² 48/F A 1,509 ft² 48/F B 1,234 ft² 48/F C 1,254 ft² 49/F A 1,509 ft² 49/F B 1,234 ft² 49/F C 1,254 ft² 50/F A 1,509 ft² 50/F B 1,234 ft² 50/F C 1,254 ft² 51/F A 1,509 ft² 51/F B 1,234 ft² 51/F C 1,254 ft² 52/F A 1,509 ft² 52/F B 1,234 ft² 52/F C 1,254 ft² 53/F A 1,509 ft² 53/F B 1,234 ft² 53/F C 1,254 ft² 55/F A 1,509 ft² 55/F B 1,234 ft² 55/F C 1,254 ft² 56/F A 1,509 ft² 56/F B 1,234 ft² 56/F C 1,254 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$31.02M

≈ HK$25,135 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.30M, with repayments around HK$105,224/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$99,015

−HK$6,209/mo

▼ 0.25% · 3.875%

HK$102,095

−HK$3,129/mo

Today · 4.125%

HK$105,224

baseline

▲ 0.50% · 4.625%

HK$111,627

+HK$6,403/mo

Deposit HK$9.30M · loan HK$21.71M · min. income ≈ HK$210,448/mo (50% DSR)

Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,318,190 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Nam Cheong Station

≈ 1 min walk · 41 m

Education

schools within 1 km (8 within 500 m)

Daily convenience

within 1 km (12 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Mass Transit Railway Nam Cheong Station Station.

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: B
Saleable Area: 1,234 Saleable ft²
District: Sham Shui Po District · Kowloon
School net (POA): 40

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2018-09-13	HK$31.96M	—	HK$25,902	—

Other appraised units in this building

Data sourced from Renavon.com