19/F H
in Metro Harbour View Phase I METRO HARBOUR VIEW PHASE 1 TOWER 4
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$542K, with repayments around HK$23,620/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$542K · loan HK$4.87M · min. income ≈ HK$47,240/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,843 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 93 schools within a 1 km walk.
Everyday convenience — 136 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- H
- Saleable Area
- 321 Saleable ft²
- Gross Area
- 477 ft²
- Efficiency
- 67%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-10 | HK$5.90M | +2.6% 5.9y |
| 2020-08-12 | HK$5.75M | +145.7% 10.4y · 14.0%/yr |
| 2010-04-01 | HK$2.34M | +7.8% |
| 2009-12-09 | HK$2.17M | +9.0% |
| 2009-07-08 | HK$1.99M | +26.8% |
| 2002-01-08 | HK$1.57M | — |