38/F B
in Metro Harbour View Phase I METRO HARBOUR VIEW PHASE 1 TOWER 4
Yau Tsim Mong District · Kowloon
Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$656K, with repayments around HK$28,611/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$57,222/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$190,932 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 93 schools within a 1 km walk.
Everyday convenience — 136 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 38/F
- Flat
- B
- Saleable Area
- 386 Saleable ft²
- Gross Area
- 560 ft²
- Efficiency
- 69%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-05 | HK$7.19M | +37.0% 3.8y · 10.0%/yr |
| 2016-04-25 | HK$5.25M | +38.9% 3.8y · 10.0%/yr |
| 2012-07-25 | HK$3.78M | +71.0% |
| 2007-08-13 | HK$2.21M | +12.2% |
| 2002-01-09 | HK$1.97M | — |