6/F H
in Metro Harbour View Phase I METRO HARBOUR VIEW PHASE 1 TOWER 4
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$491K, with repayments around HK$21,424/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$491K · loan HK$4.42M · min. income ≈ HK$42,848/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$108,673 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 93 schools within a 1 km walk.
Everyday convenience — 136 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- H
- Saleable Area
- 320 Saleable ft²
- Gross Area
- 477 ft²
- Efficiency
- 67%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-22 | HK$5.20M | −14.5% 6.2y |
| 2020-04-08 | HK$6.08M | +211.8% 10.8y · 20.0%/yr |
| 2009-06-29 | HK$1.95M | +15.4% |
| 2007-02-26 | HK$1.69M | +20.7% |
| 2004-07-28 | HK$1.40M | +21.7% |
| 2003-06-21 | HK$1.15M | −7.3% |
| 2002-01-14 | HK$1.24M | — |