32/F A
in Metro Harbour View Phase I METRO HARBOUR VIEW PHASE 1 TOWER 4
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$580K, with repayments around HK$25,280/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$580K · loan HK$5.22M · min. income ≈ HK$50,560/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$130,406 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 93 schools within a 1 km walk.
Everyday convenience — 136 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- A
- Saleable Area
- 326 Saleable ft²
- Gross Area
- 477 ft²
- Efficiency
- 68%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-28 | HK$6.60M | +38.1% 3.9y · 10.0%/yr |
| 2016-10-03 | HK$4.78M | +49.4% 5.5y · 9.0%/yr |
| 2011-04-13 | HK$3.20M | +64.1% |
| 2009-05-14 | HK$1.95M | +17.5% |
| 2006-10-12 | HK$1.66M | −5.7% |
| 2005-06-08 | HK$1.76M | +10.0% |
| 2002-01-09 | HK$1.60M | — |