▼ 0.50% · 3.625%
HK$3,256
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,358
−HK$103/mo
Today · 4.125%
HK$3,461
baseline
▲ 0.50% · 4.625%
HK$3,671
+HK$210/mo
Deposit HK$714K · loan HK$714K · min. income ≈ HK$6,922/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,623
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,720
−HK$98/mo
Today · 4.125%
HK$3,818
baseline
▲ 0.50% · 4.625%
HK$4,020
+HK$202/mo
Deposit HK$714K · loan HK$714K · min. income ≈ HK$7,636/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,582
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,694
−HK$113/mo
Today · 4.125%
HK$3,807
baseline
▲ 0.50% · 4.625%
HK$4,038
+HK$231/mo
Deposit HK$643K · loan HK$785K · min. income ≈ HK$7,614/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,985
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,092
−HK$108/mo
Today · 4.125%
HK$4,200
baseline
▲ 0.50% · 4.625%
HK$4,422
+HK$222/mo
Deposit HK$643K · loan HK$785K · min. income ≈ HK$8,400/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,908
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,029
−HK$124/mo
Today · 4.125%
HK$4,153
baseline
▲ 0.50% · 4.625%
HK$4,405
+HK$252/mo
Deposit HK$571K · loan HK$857K · min. income ≈ HK$8,306/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,347
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,464
−HK$118/mo
Today · 4.125%
HK$4,582
baseline
▲ 0.50% · 4.625%
HK$4,824
+HK$242/mo
Deposit HK$571K · loan HK$857K · min. income ≈ HK$9,164/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,233
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,365
−HK$134/mo
Today · 4.125%
HK$4,499
baseline
▲ 0.50% · 4.625%
HK$4,773
+HK$274/mo
Deposit HK$500K · loan HK$928K · min. income ≈ HK$8,998/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,710
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,836
−HK$128/mo
Today · 4.125%
HK$4,964
baseline
▲ 0.50% · 4.625%
HK$5,226
+HK$262/mo
Deposit HK$500K · loan HK$928K · min. income ≈ HK$9,928/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,559
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,701
−HK$144/mo
Today · 4.125%
HK$4,845
baseline
▲ 0.50% · 4.625%
HK$5,140
+HK$295/mo
Deposit HK$428K · loan HK$1000K · min. income ≈ HK$9,690/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,072
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,208
−HK$138/mo
Today · 4.125%
HK$5,346
baseline
▲ 0.50% · 4.625%
HK$5,628
+HK$282/mo
Deposit HK$428K · loan HK$1000K · min. income ≈ HK$10,692/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,885
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$154/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,507
+HK$316/mo
Deposit HK$357K · loan HK$1.07M · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,434
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,580
−HK$148/mo
Today · 4.125%
HK$5,728
baseline
▲ 0.50% · 4.625%
HK$6,030
+HK$302/mo
Deposit HK$357K · loan HK$1.07M · min. income ≈ HK$11,456/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,210
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,372
−HK$165/mo
Today · 4.125%
HK$5,537
baseline
▲ 0.50% · 4.625%
HK$5,874
+HK$337/mo
Deposit HK$286K · loan HK$1.14M · min. income ≈ HK$11,074/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,796
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,952
−HK$158/mo
Today · 4.125%
HK$6,110
baseline
▲ 0.50% · 4.625%
HK$6,432
+HK$322/mo
Deposit HK$286K · loan HK$1.14M · min. income ≈ HK$12,220/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,536
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,708
−HK$175/mo
Today · 4.125%
HK$5,883
baseline
▲ 0.50% · 4.625%
HK$6,241
+HK$358/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$11,766/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,159
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,324
−HK$167/mo
Today · 4.125%
HK$6,491
baseline
▲ 0.50% · 4.625%
HK$6,834
+HK$343/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$12,982/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,862
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,044
−HK$185/mo
Today · 4.125%
HK$6,229
baseline
▲ 0.50% · 4.625%
HK$6,608
+HK$379/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$12,458/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,521
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,696
−HK$177/mo
Today · 4.125%
HK$6,873
baseline
▲ 0.50% · 4.625%
HK$7,236
+HK$363/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$13,746/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).