▼ 0.50% · 3.625%
HK$3,314
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,417
−HK$105/mo
Today · 4.125%
HK$3,522
baseline
▲ 0.50% · 4.625%
HK$3,736
+HK$214/mo
Deposit HK$727K · loan HK$727K · min. income ≈ HK$7,044/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,687
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,786
−HK$100/mo
Today · 4.125%
HK$3,886
baseline
▲ 0.50% · 4.625%
HK$4,091
+HK$205/mo
Deposit HK$727K · loan HK$727K · min. income ≈ HK$7,772/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,646
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,759
−HK$115/mo
Today · 4.125%
HK$3,874
baseline
▲ 0.50% · 4.625%
HK$4,110
+HK$236/mo
Deposit HK$654K · loan HK$799K · min. income ≈ HK$7,748/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,056
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,165
−HK$110/mo
Today · 4.125%
HK$4,275
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$225/mo
Deposit HK$654K · loan HK$799K · min. income ≈ HK$8,550/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,977
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,101
−HK$126/mo
Today · 4.125%
HK$4,227
baseline
▲ 0.50% · 4.625%
HK$4,484
+HK$257/mo
Deposit HK$581K · loan HK$872K · min. income ≈ HK$8,454/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,425
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,543
−HK$121/mo
Today · 4.125%
HK$4,664
baseline
▲ 0.50% · 4.625%
HK$4,909
+HK$245/mo
Deposit HK$581K · loan HK$872K · min. income ≈ HK$9,328/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,443
−HK$136/mo
Today · 4.125%
HK$4,579
baseline
▲ 0.50% · 4.625%
HK$4,857
+HK$278/mo
Deposit HK$509K · loan HK$945K · min. income ≈ HK$9,158/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,793
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,922
−HK$130/mo
Today · 4.125%
HK$5,052
baseline
▲ 0.50% · 4.625%
HK$5,319
+HK$267/mo
Deposit HK$509K · loan HK$945K · min. income ≈ HK$10,104/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,640
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,784
−HK$147/mo
Today · 4.125%
HK$4,931
baseline
▲ 0.50% · 4.625%
HK$5,231
+HK$300/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$9,862/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,162
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,300
−HK$141/mo
Today · 4.125%
HK$5,441
baseline
▲ 0.50% · 4.625%
HK$5,728
+HK$287/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$10,882/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,971
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$157/mo
Today · 4.125%
HK$5,283
baseline
▲ 0.50% · 4.625%
HK$5,605
+HK$322/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$10,566/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,531
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,679
−HK$150/mo
Today · 4.125%
HK$5,829
baseline
▲ 0.50% · 4.625%
HK$6,137
+HK$308/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$11,658/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,303
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,468
−HK$167/mo
Today · 4.125%
HK$5,635
baseline
▲ 0.50% · 4.625%
HK$5,978
+HK$343/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$11,270/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,899
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,058
−HK$160/mo
Today · 4.125%
HK$6,218
baseline
▲ 0.50% · 4.625%
HK$6,546
+HK$328/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$12,436/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,634
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,810
−HK$178/mo
Today · 4.125%
HK$5,988
baseline
▲ 0.50% · 4.625%
HK$6,352
+HK$364/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$11,976/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,268
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,436
−HK$171/mo
Today · 4.125%
HK$6,607
baseline
▲ 0.50% · 4.625%
HK$6,955
+HK$348/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$13,214/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,966
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,151
−HK$189/mo
Today · 4.125%
HK$6,340
baseline
▲ 0.50% · 4.625%
HK$6,726
+HK$386/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$12,680/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,637
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,815
−HK$180/mo
Today · 4.125%
HK$6,995
baseline
▲ 0.50% · 4.625%
HK$7,364
+HK$369/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$13,990/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).