▼ 0.50% · 3.625%
HK$5,240
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,403
−HK$165/mo
Today · 4.125%
HK$5,568
baseline
▲ 0.50% · 4.625%
HK$5,907
+HK$339/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$11,136/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,829
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,985
−HK$159/mo
Today · 4.125%
HK$6,144
baseline
▲ 0.50% · 4.625%
HK$6,468
+HK$324/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$12,288/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,763
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,943
−HK$182/mo
Today · 4.125%
HK$6,125
baseline
▲ 0.50% · 4.625%
HK$6,498
+HK$373/mo
Deposit HK$1.03M · loan HK$1.26M · min. income ≈ HK$12,250/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,412
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,584
−HK$174/mo
Today · 4.125%
HK$6,758
baseline
▲ 0.50% · 4.625%
HK$7,114
+HK$356/mo
Deposit HK$1.03M · loan HK$1.26M · min. income ≈ HK$13,516/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,287
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,483
−HK$199/mo
Today · 4.125%
HK$6,682
baseline
▲ 0.50% · 4.625%
HK$7,088
+HK$406/mo
Deposit HK$919K · loan HK$1.38M · min. income ≈ HK$13,364/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,995
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,182
−HK$191/mo
Today · 4.125%
HK$7,373
baseline
▲ 0.50% · 4.625%
HK$7,761
+HK$388/mo
Deposit HK$919K · loan HK$1.38M · min. income ≈ HK$14,746/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,811
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,023
−HK$216/mo
Today · 4.125%
HK$7,239
baseline
▲ 0.50% · 4.625%
HK$7,679
+HK$440/mo
Deposit HK$804K · loan HK$1.49M · min. income ≈ HK$14,478/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,578
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,781
−HK$206/mo
Today · 4.125%
HK$7,987
baseline
▲ 0.50% · 4.625%
HK$8,408
+HK$421/mo
Deposit HK$804K · loan HK$1.49M · min. income ≈ HK$15,974/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,335
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,564
−HK$231/mo
Today · 4.125%
HK$7,795
baseline
▲ 0.50% · 4.625%
HK$8,270
+HK$475/mo
Deposit HK$689K · loan HK$1.61M · min. income ≈ HK$15,590/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,161
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,379
−HK$222/mo
Today · 4.125%
HK$8,601
baseline
▲ 0.50% · 4.625%
HK$9,055
+HK$454/mo
Deposit HK$689K · loan HK$1.61M · min. income ≈ HK$17,202/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,859
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,104
−HK$248/mo
Today · 4.125%
HK$8,352
baseline
▲ 0.50% · 4.625%
HK$8,860
+HK$508/mo
Deposit HK$574K · loan HK$1.72M · min. income ≈ HK$16,704/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,743
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,978
−HK$238/mo
Today · 4.125%
HK$9,216
baseline
▲ 0.50% · 4.625%
HK$9,702
+HK$486/mo
Deposit HK$574K · loan HK$1.72M · min. income ≈ HK$18,432/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,383
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,644
−HK$265/mo
Today · 4.125%
HK$8,909
baseline
▲ 0.50% · 4.625%
HK$9,451
+HK$542/mo
Deposit HK$460K · loan HK$1.84M · min. income ≈ HK$17,818/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,326
−HK$504/mo
▼ 0.25% · 3.875%
HK$9,576
−HK$254/mo
Today · 4.125%
HK$9,830
baseline
▲ 0.50% · 4.625%
HK$10,348
+HK$518/mo
Deposit HK$460K · loan HK$1.84M · min. income ≈ HK$19,660/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,907
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,184
−HK$282/mo
Today · 4.125%
HK$9,466
baseline
▲ 0.50% · 4.625%
HK$10,042
+HK$576/mo
Deposit HK$345K · loan HK$1.95M · min. income ≈ HK$18,932/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,909
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,175
−HK$270/mo
Today · 4.125%
HK$10,445
baseline
▲ 0.50% · 4.625%
HK$10,995
+HK$550/mo
Deposit HK$345K · loan HK$1.95M · min. income ≈ HK$20,890/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,431
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,725
−HK$298/mo
Today · 4.125%
HK$10,023
baseline
▲ 0.50% · 4.625%
HK$10,632
+HK$609/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$20,046/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,492
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,773
−HK$286/mo
Today · 4.125%
HK$11,059
baseline
▲ 0.50% · 4.625%
HK$11,642
+HK$583/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$22,118/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).