▼ 0.50% · 3.625%
HK$4,801
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,950
−HK$152/mo
Today · 4.125%
HK$5,102
baseline
▲ 0.50% · 4.625%
HK$5,413
+HK$311/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,204/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,341
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,484
−HK$146/mo
Today · 4.125%
HK$5,630
baseline
▲ 0.50% · 4.625%
HK$5,926
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,260/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,281
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,445
−HK$167/mo
Today · 4.125%
HK$5,612
baseline
▲ 0.50% · 4.625%
HK$5,954
+HK$342/mo
Deposit HK$947K · loan HK$1.16M · min. income ≈ HK$11,224/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,875
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,033
−HK$160/mo
Today · 4.125%
HK$6,193
baseline
▲ 0.50% · 4.625%
HK$6,519
+HK$326/mo
Deposit HK$947K · loan HK$1.16M · min. income ≈ HK$12,386/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,761
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,940
−HK$182/mo
Today · 4.125%
HK$6,122
baseline
▲ 0.50% · 4.625%
HK$6,495
+HK$373/mo
Deposit HK$842K · loan HK$1.26M · min. income ≈ HK$12,244/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,409
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,581
−HK$175/mo
Today · 4.125%
HK$6,756
baseline
▲ 0.50% · 4.625%
HK$7,112
+HK$356/mo
Deposit HK$842K · loan HK$1.26M · min. income ≈ HK$13,512/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,241
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,435
−HK$198/mo
Today · 4.125%
HK$6,633
baseline
▲ 0.50% · 4.625%
HK$7,036
+HK$403/mo
Deposit HK$737K · loan HK$1.37M · min. income ≈ HK$13,266/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,943
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,130
−HK$189/mo
Today · 4.125%
HK$7,319
baseline
▲ 0.50% · 4.625%
HK$7,704
+HK$385/mo
Deposit HK$737K · loan HK$1.37M · min. income ≈ HK$14,638/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,721
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,930
−HK$213/mo
Today · 4.125%
HK$7,143
baseline
▲ 0.50% · 4.625%
HK$7,578
+HK$435/mo
Deposit HK$632K · loan HK$1.47M · min. income ≈ HK$14,286/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,478
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,678
−HK$204/mo
Today · 4.125%
HK$7,882
baseline
▲ 0.50% · 4.625%
HK$8,297
+HK$415/mo
Deposit HK$632K · loan HK$1.47M · min. income ≈ HK$15,764/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,202
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,426
−HK$227/mo
Today · 4.125%
HK$7,653
baseline
▲ 0.50% · 4.625%
HK$8,119
+HK$466/mo
Deposit HK$526K · loan HK$1.58M · min. income ≈ HK$15,306/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,012
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,226
−HK$218/mo
Today · 4.125%
HK$8,444
baseline
▲ 0.50% · 4.625%
HK$8,890
+HK$446/mo
Deposit HK$526K · loan HK$1.58M · min. income ≈ HK$16,888/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,682
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,921
−HK$242/mo
Today · 4.125%
HK$8,163
baseline
▲ 0.50% · 4.625%
HK$8,660
+HK$497/mo
Deposit HK$421K · loan HK$1.68M · min. income ≈ HK$16,326/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,546
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,775
−HK$232/mo
Today · 4.125%
HK$9,007
baseline
▲ 0.50% · 4.625%
HK$9,482
+HK$475/mo
Deposit HK$421K · loan HK$1.68M · min. income ≈ HK$18,014/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,162
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,416
−HK$258/mo
Today · 4.125%
HK$8,674
baseline
▲ 0.50% · 4.625%
HK$9,201
+HK$527/mo
Deposit HK$316K · loan HK$1.79M · min. income ≈ HK$17,348/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,080
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,323
−HK$247/mo
Today · 4.125%
HK$9,570
baseline
▲ 0.50% · 4.625%
HK$10,075
+HK$505/mo
Deposit HK$316K · loan HK$1.79M · min. income ≈ HK$19,140/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,642
−HK$542/mo
▼ 0.25% · 3.875%
HK$8,911
−HK$273/mo
Today · 4.125%
HK$9,184
baseline
▲ 0.50% · 4.625%
HK$9,743
+HK$559/mo
Deposit HK$211K · loan HK$1.89M · min. income ≈ HK$18,368/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,614
−HK$519/mo
▼ 0.25% · 3.875%
HK$9,872
−HK$261/mo
Today · 4.125%
HK$10,133
baseline
▲ 0.50% · 4.625%
HK$10,668
+HK$535/mo
Deposit HK$211K · loan HK$1.89M · min. income ≈ HK$20,266/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).