▼ 0.50% · 3.625%
HK$3,531
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,641
−HK$111/mo
Today · 4.125%
HK$3,752
baseline
▲ 0.50% · 4.625%
HK$3,981
+HK$229/mo
Deposit HK$774K · loan HK$774K · min. income ≈ HK$7,504/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,928
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,034
−HK$106/mo
Today · 4.125%
HK$4,140
baseline
▲ 0.50% · 4.625%
HK$4,359
+HK$219/mo
Deposit HK$774K · loan HK$774K · min. income ≈ HK$8,280/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,884
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,005
−HK$123/mo
Today · 4.125%
HK$4,128
baseline
▲ 0.50% · 4.625%
HK$4,379
+HK$251/mo
Deposit HK$697K · loan HK$852K · min. income ≈ HK$8,256/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,321
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,437
−HK$117/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,795
+HK$241/mo
Deposit HK$697K · loan HK$852K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,237
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,369
−HK$134/mo
Today · 4.125%
HK$4,503
baseline
▲ 0.50% · 4.625%
HK$4,777
+HK$274/mo
Deposit HK$619K · loan HK$929K · min. income ≈ HK$9,006/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,714
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,840
−HK$129/mo
Today · 4.125%
HK$4,969
baseline
▲ 0.50% · 4.625%
HK$5,230
+HK$261/mo
Deposit HK$619K · loan HK$929K · min. income ≈ HK$9,938/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,590
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,733
−HK$145/mo
Today · 4.125%
HK$4,878
baseline
▲ 0.50% · 4.625%
HK$5,175
+HK$297/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$9,756/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,107
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,244
−HK$139/mo
Today · 4.125%
HK$5,383
baseline
▲ 0.50% · 4.625%
HK$5,666
+HK$283/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$10,766/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,943
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,097
−HK$156/mo
Today · 4.125%
HK$5,253
baseline
▲ 0.50% · 4.625%
HK$5,573
+HK$320/mo
Deposit HK$465K · loan HK$1.08M · min. income ≈ HK$10,506/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,500
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,647
−HK$150/mo
Today · 4.125%
HK$5,797
baseline
▲ 0.50% · 4.625%
HK$6,102
+HK$305/mo
Deposit HK$465K · loan HK$1.08M · min. income ≈ HK$11,594/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,461
−HK$168/mo
Today · 4.125%
HK$5,629
baseline
▲ 0.50% · 4.625%
HK$5,971
+HK$342/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$11,258/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,892
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,050
−HK$161/mo
Today · 4.125%
HK$6,211
baseline
▲ 0.50% · 4.625%
HK$6,538
+HK$327/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$12,422/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,650
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,825
−HK$179/mo
Today · 4.125%
HK$6,004
baseline
▲ 0.50% · 4.625%
HK$6,369
+HK$365/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$12,008/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,285
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,454
−HK$171/mo
Today · 4.125%
HK$6,625
baseline
▲ 0.50% · 4.625%
HK$6,974
+HK$349/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$13,250/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,003
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,189
−HK$190/mo
Today · 4.125%
HK$6,379
baseline
▲ 0.50% · 4.625%
HK$6,767
+HK$388/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$12,758/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,678
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,857
−HK$182/mo
Today · 4.125%
HK$7,039
baseline
▲ 0.50% · 4.625%
HK$7,410
+HK$371/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$14,078/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,356
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,554
−HK$200/mo
Today · 4.125%
HK$6,754
baseline
▲ 0.50% · 4.625%
HK$7,165
+HK$411/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$13,508/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,071
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,260
−HK$193/mo
Today · 4.125%
HK$7,453
baseline
▲ 0.50% · 4.625%
HK$7,846
+HK$393/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$14,906/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).