▼ 0.50% · 3.625%
HK$3,483
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,592
−HK$110/mo
Today · 4.125%
HK$3,702
baseline
▲ 0.50% · 4.625%
HK$3,927
+HK$225/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$7,404/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,875
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,979
−HK$105/mo
Today · 4.125%
HK$4,084
baseline
▲ 0.50% · 4.625%
HK$4,300
+HK$216/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$8,168/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,831
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,951
−HK$121/mo
Today · 4.125%
HK$4,072
baseline
▲ 0.50% · 4.625%
HK$4,319
+HK$247/mo
Deposit HK$687K · loan HK$840K · min. income ≈ HK$8,144/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,262
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,377
−HK$116/mo
Today · 4.125%
HK$4,493
baseline
▲ 0.50% · 4.625%
HK$4,730
+HK$237/mo
Deposit HK$687K · loan HK$840K · min. income ≈ HK$8,986/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,180
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,310
−HK$132/mo
Today · 4.125%
HK$4,442
baseline
▲ 0.50% · 4.625%
HK$4,712
+HK$270/mo
Deposit HK$611K · loan HK$917K · min. income ≈ HK$8,884/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,650
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,775
−HK$126/mo
Today · 4.125%
HK$4,901
baseline
▲ 0.50% · 4.625%
HK$5,160
+HK$259/mo
Deposit HK$611K · loan HK$917K · min. income ≈ HK$9,802/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,528
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,669
−HK$143/mo
Today · 4.125%
HK$4,812
baseline
▲ 0.50% · 4.625%
HK$5,105
+HK$293/mo
Deposit HK$535K · loan HK$993K · min. income ≈ HK$9,624/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,037
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,173
−HK$137/mo
Today · 4.125%
HK$5,310
baseline
▲ 0.50% · 4.625%
HK$5,590
+HK$280/mo
Deposit HK$535K · loan HK$993K · min. income ≈ HK$10,620/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,876
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,028
−HK$154/mo
Today · 4.125%
HK$5,182
baseline
▲ 0.50% · 4.625%
HK$5,498
+HK$316/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$10,364/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,425
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,570
−HK$148/mo
Today · 4.125%
HK$5,718
baseline
▲ 0.50% · 4.625%
HK$6,019
+HK$301/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$11,436/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,225
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,387
−HK$165/mo
Today · 4.125%
HK$5,552
baseline
▲ 0.50% · 4.625%
HK$5,890
+HK$338/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$11,104/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,812
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,968
−HK$158/mo
Today · 4.125%
HK$6,126
baseline
▲ 0.50% · 4.625%
HK$6,449
+HK$323/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$12,252/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,573
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,746
−HK$177/mo
Today · 4.125%
HK$5,923
baseline
▲ 0.50% · 4.625%
HK$6,283
+HK$360/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$11,846/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,200
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,366
−HK$169/mo
Today · 4.125%
HK$6,535
baseline
▲ 0.50% · 4.625%
HK$6,879
+HK$344/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$13,070/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,921
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,106
−HK$187/mo
Today · 4.125%
HK$6,293
baseline
▲ 0.50% · 4.625%
HK$6,676
+HK$383/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,586/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,587
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,764
−HK$179/mo
Today · 4.125%
HK$6,943
baseline
▲ 0.50% · 4.625%
HK$7,309
+HK$366/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,886/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,270
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,465
−HK$198/mo
Today · 4.125%
HK$6,663
baseline
▲ 0.50% · 4.625%
HK$7,068
+HK$405/mo
Deposit HK$153K · loan HK$1.37M · min. income ≈ HK$13,326/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,975
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,162
−HK$190/mo
Today · 4.125%
HK$7,352
baseline
▲ 0.50% · 4.625%
HK$7,739
+HK$387/mo
Deposit HK$153K · loan HK$1.37M · min. income ≈ HK$14,704/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).