▼ 0.50% · 3.625%
HK$3,065
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,161
−HK$97/mo
Today · 4.125%
HK$3,258
baseline
▲ 0.50% · 4.625%
HK$3,456
+HK$198/mo
Deposit HK$672K · loan HK$672K · min. income ≈ HK$6,516/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,410
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,502
−HK$93/mo
Today · 4.125%
HK$3,595
baseline
▲ 0.50% · 4.625%
HK$3,784
+HK$189/mo
Deposit HK$672K · loan HK$672K · min. income ≈ HK$7,190/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,372
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,477
−HK$106/mo
Today · 4.125%
HK$3,583
baseline
▲ 0.50% · 4.625%
HK$3,802
+HK$219/mo
Deposit HK$605K · loan HK$739K · min. income ≈ HK$7,166/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,751
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,852
−HK$102/mo
Today · 4.125%
HK$3,954
baseline
▲ 0.50% · 4.625%
HK$4,162
+HK$208/mo
Deposit HK$605K · loan HK$739K · min. income ≈ HK$7,908/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,679
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,793
−HK$116/mo
Today · 4.125%
HK$3,909
baseline
▲ 0.50% · 4.625%
HK$4,147
+HK$238/mo
Deposit HK$538K · loan HK$807K · min. income ≈ HK$7,818/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,092
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,202
−HK$111/mo
Today · 4.125%
HK$4,313
baseline
▲ 0.50% · 4.625%
HK$4,541
+HK$228/mo
Deposit HK$538K · loan HK$807K · min. income ≈ HK$8,626/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,985
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,109
−HK$126/mo
Today · 4.125%
HK$4,235
baseline
▲ 0.50% · 4.625%
HK$4,493
+HK$258/mo
Deposit HK$471K · loan HK$874K · min. income ≈ HK$8,470/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,433
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,552
−HK$121/mo
Today · 4.125%
HK$4,673
baseline
▲ 0.50% · 4.625%
HK$4,919
+HK$246/mo
Deposit HK$471K · loan HK$874K · min. income ≈ HK$9,346/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,292
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,425
−HK$136/mo
Today · 4.125%
HK$4,561
baseline
▲ 0.50% · 4.625%
HK$4,838
+HK$277/mo
Deposit HK$403K · loan HK$941K · min. income ≈ HK$9,122/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,774
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,902
−HK$130/mo
Today · 4.125%
HK$5,032
baseline
▲ 0.50% · 4.625%
HK$5,298
+HK$266/mo
Deposit HK$403K · loan HK$941K · min. income ≈ HK$10,064/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,598
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,741
−HK$146/mo
Today · 4.125%
HK$4,887
baseline
▲ 0.50% · 4.625%
HK$5,184
+HK$297/mo
Deposit HK$336K · loan HK$1.01M · min. income ≈ HK$9,774/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,115
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,253
−HK$139/mo
Today · 4.125%
HK$5,392
baseline
▲ 0.50% · 4.625%
HK$5,676
+HK$284/mo
Deposit HK$336K · loan HK$1.01M · min. income ≈ HK$10,784/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,905
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$155/mo
Today · 4.125%
HK$5,212
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$317/mo
Deposit HK$269K · loan HK$1.08M · min. income ≈ HK$10,424/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,456
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,603
−HK$148/mo
Today · 4.125%
HK$5,751
baseline
▲ 0.50% · 4.625%
HK$6,054
+HK$303/mo
Deposit HK$269K · loan HK$1.08M · min. income ≈ HK$11,502/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,211
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,373
−HK$165/mo
Today · 4.125%
HK$5,538
baseline
▲ 0.50% · 4.625%
HK$5,875
+HK$337/mo
Deposit HK$202K · loan HK$1.14M · min. income ≈ HK$11,076/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,797
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,953
−HK$158/mo
Today · 4.125%
HK$6,111
baseline
▲ 0.50% · 4.625%
HK$6,433
+HK$322/mo
Deposit HK$202K · loan HK$1.14M · min. income ≈ HK$12,222/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,518
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,689
−HK$175/mo
Today · 4.125%
HK$5,864
baseline
▲ 0.50% · 4.625%
HK$6,221
+HK$357/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$11,728/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,139
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,303
−HK$167/mo
Today · 4.125%
HK$6,470
baseline
▲ 0.50% · 4.625%
HK$6,811
+HK$341/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$12,940/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).